Home Lending - Spanish Bilingual Mortgage Processor II (February 2027 Start)

JPMorgan Chase & Co.; Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

JPMorgan Chase & Co. in Manila, Philippines seeks a Mortgage Processor II to guide customers through HELOC and refinance loans from conditional approval to final underwriting. You will communicate conditions, gather documents, and keep precise records in a fast-paced, customer-focused environment.

The role emphasizes proactive updates, clear explanations, and collaboration with lending partners to resolve issues and ensure a smooth end-to-end experience.

Qualifications

• Willing to start in February 2027.

Responsibilities

• Guide customers through the loan process from conditional approval through final underwriting approval.
• Contact customers after conditional approval and at key points to provide updates and set expectations.
• Review loan conditions and request outstanding documentation to support underwriting decisions.
• Explain loan terms, conditions, programs, and fees clearly and respectfully.
• Obtain required information from customers to complete action items.
• Update loan status and logs in the processing system with accurate notes.

Skills

Spanish fluency

English fluency

Customer service

Attention to detail

Problem solving

Data privacy

Clear communicator

Job description

Join a team that provides outstanding customer experience and issue resolution.

As a Mortgage Processor II within Mortgage Operations, you guide customers through the loan process of home equity (HELOC) and refinance loans from conditional approval through final underwriting approval. You communicate outstanding conditions, documentation needs, and next steps in a clear, customer-friendly way. You maintain accurate loan updates and contact records in the loan processing system to support a smooth end-to-end experience. You partner with internal stakeholders (home lending advisors, underwriting, closing, PAG, etc) to resolve issues and elevate customer concerns when needed.

You’ll play a hands‑on role in helping customers move confidently through the home loan process—from document collection to final approval. In this role, you’ll build trusted relationships through proactive updates, clear explanations, and thoughtful problem-solving. You’ll also gain exposure to a high‑volume operations environment with strong opportunities to deepen your mortgage knowledge and grow your career. If you enjoy structured work, customer conversations, and making complex steps feel simple, this role is for you.

Job Responsibilities:

• Guide customers through the loan process from conditional approval through final underwriting approval
• Contact customers after conditional approval, upon final approval, and at key points in between to provide updates and set expectations
• Review loan conditions and request outstanding documentation to support timely underwriting decisions
• Explain loan terms, conditions, programs, and fees in a clear, respectful, customer-friendly manner
• Obtain required information and documentation from customers and co-customers to complete action items
• Update loan status, customer details, and communications in the loan processing system and maintain accurate contact logs
• Address customer questions, issues, and concerns promptly, involving the appropriate lending partner when needed
• Escalate risks, complaints, or complex cases to your manager following defined procedures
• Prioritize daily work from assigned queues to meet service level and quality expectations

Required qualifications, capabilities, and skills:

• Willing to start in February 2027
• Must be fluent in both Spanish and English, with excellent verbal and written communication skills in both languages
• Ability to manage multiple active loans and tasks while meeting deadlines and quality standards
• Strong customer service skills, including the ability to explain process steps and requirements clearly over the phone
• Experience gathering, reviewing, and tracking documentation with strong attention to detail
• Strong written communication skills for accurate, professional customer notes and contact logs
• Ability to handle sensitive customer information with discretion and follow data privacy requirements
• Proven problem-solving skills, including knowing when and how to elevate issues
• Comfort working in a process-driven environment with assigned queues and measurable service expectations
• Ability to meet any applicable licensing or registration requirements for the role (where required)

Preferred qualifications, capabilities, and skills:

• Mortgage processing experience supporting home purchase, refinance, and home equity loans
• Familiarity with conditional approval and underwriting documentation workflows
• Experience handling high-volume customer contact and follow-ups in a regulated financial services environment
• Experience coordinating with internal partners (for example, lending or underwriting teams) to resolve loan conditions
• Experience improving customer experience through proactive updates and clear expectation-setting
• Preference will be given to candidates who can present a valid Philippine Passport and/or Driver’s License prior to job offer or transfer.

Unique Requirements:

This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.

In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.

You are required to undergo a screening process and fingerprinting. A valid Driver’s License or Passport will be required, together with an NBI clearance (validity should cover at least 6 months from initial interview date).

Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx.