Head, Commercial Credit Division - Visayas

Metrobank; Taguig; On-site; PHP 892,800 - 1,339,200; Full time

Job summary

A major banking institution based in the Philippines is seeking a Senior Officer in the Credit Group. This role involves managing credit risks, ensuring the quality of the loan portfolio, and assisting senior leadership with special projects. The ideal candidate will have a Bachelor's degree, over 10 years of people management experience, and strong skills in project management methodologies. This position offers the opportunity to impact the bank's operations while fostering professional growth in a dynamic environment.

Qualifications

• At least 10 years of solid people management experience.
• At least 10 years’ exposure in processing commercial term loans.
• Strong understanding of project management methodologies.

Responsibilities

• Assist senior leadership in managing credit risks and loan quality.
• Administer day-to-day operations of the credit group.
• Review and finalize Credit Group’s stance on loan proposals.

Skills

People management

Project management methodologies

Communication skills

Interpersonal skills

Presentation skills

Education

Bachelor's Degree

Job description

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Summary

• Assists senior leadership in attaining the bank’s objective of managing the credit risks, maintaining the quality and acceptability of the bank’s loan portfolio, ensures the quality of the credit process and attain the group’s goals
• Assists top management and senior leaders in handling special assignment & projects
• Administers the day-to-day operations of the group

Role Exposure

• Reviews, analyzes and finalizes Credit Group’s stand on loan proposals through CREAD’s evaluation sheets on all accounts for approval by the Credit Committees. These loan proposals cover accounts coming from Metro Manila branches, Countryside branches, International branches and Subsidiaries
• Closely partners with the lending officers, Branch Managers and other Senior Officers pertaining to lending policies and appropriate financial packaging for the Credit Committee’s consideration
• Ensures quality credit assessments, appropriate and timely credit risk rating and classification, timely monitoring of challenged credits, and sound judgment on credit.
• Stays on top of the credit portfolio
• Ensures capacity is right-sized at all times, timely hiring of talent, talent retention, and effective performance management
• Ensures effective and relevant training/people development and sound succession is in place
• Initiates through the Divisions concerned credit policy reviews / appropriate amendments for consideration by the Systems Division and approved by the EXCOM
• Performs other related functions that may be assigned from time to time

Qualifications

• Bachelor's Degree
• At least 10 years of solid people management experience
• At least 10 years’ exposure in processing commercial term loans coming from local banks and/or equivalent
• Strong understanding of project management methodologies (e.g. Agile, Waterfall, Iterative Waterfall, Scrum) and best practices
• Excellent communications skills (Oral/Written), interpersonal and presentation skills
• CPA / CFA an advantage

Other Details

Rank: Senior Officer

Unit: Office of the President / Credit Group / Commercial Credit Division - Visayas