Financial Planning Consultant

Lazurite Gold Life Insurance Agency; Manila; Hybrid; PHP 420,000 - 620,000; Full time

Job summary

Lazurite Gold Life Insurance Agency in Manila seeks a Financial Planning Consultant to advise clients on protection, savings, investments, and retirement planning. This full-time, hybrid role involves meeting clients in the office and at home for analyses and recommendations.

The consultant will conduct needs assessments, develop customized plans, review products, and present clear options while maintaining records and staying updated on industry trends to support growth.

Qualifications

• Strong financial planning and finance skills to develop and explain strategies.
• Expertise in retirement planning for long-term income needs.
• Knowledge of investments and financial services to match client objectives.

Responsibilities

• Conduct client needs assessments to inform plan design.
• Develop customized financial plans aligned with goals and risk tolerance.
• Review life insurance and investment products for suitability.
• Present options clearly and accessibly to clients.
• Monitor portfolios and policies, providing regular reviews.
• Maintain accurate client documentation and records.

Skills

Financial Planning

Retirement Planning

Investments and Financial Services

Analytical Skills

Communication Skills

Education

Bachelor's degree in Finance, Economics, Business, Accounting

CFP or RFP certification (advantage)

Job description

Company Description

Lazurite Gold Life Insurance Agency is a growing provider of life insurance and financial solutions designed to help clients secure their long-term financial well-being. The agency focuses on tailoring strategies that align with individual goals, risk tolerance, and life stages. Team members collaborate closely with clients to provide clear guidance on protection, savings, and wealth-building options. Lazurite Gold values professionalism, ethical advice, and ongoing learning to deliver high-quality service and build lasting client relationships.

Role Description

The Financial Planning Consultant is a full-time role responsible for advising clients on comprehensive financial strategies, including protection, savings, investments, and retirement planning. This is a hybrid position based in Manila, where the consultant spends time both in the office meeting clients and collaborating with colleagues, and working from home to prepare analyses, reports, and recommendations. Day-to-day tasks include conducting client needs assessments, developing customized financial plans, reviewing life insurance and investment products, and presenting options in a clear, accessible manner. The consultant monitors client portfolios and policies, provides regular reviews, and adjusts strategies based on changing goals or market conditions. The role also involves maintaining accurate documentation, staying informed about industry trends and regulations, and supporting business development through referrals and client relationship management.

Qualifications

• Candidates should possess strong Financial Planning and Finance skills to develop, analyze, and explain comprehensive financial strategies.
• Candidates should possess expertise in Retirement Planning to help clients prepare for long-term income needs and protection in later life stages.
• Candidates should possess knowledge of Investments and Financial Services to recommend suitable products aligned with client objectives and risk profiles.
• Relevant bachelor's degree in Finance, Economics, Business, Accounting, or a related field; professional certifications (e.g., CFP, RFP) are an advantage.
• Strong analytical, numerical, and problem-solving abilities, with high attention to detail and sound judgment.
• Excellent interpersonal and communication skills, with the ability to explain complex concepts clearly and build trust with diverse clients.
• Comfort working in a hybrid setup in Manila, demonstrating reliability, time management, and self-motivation for both office and remote work.
• Previous experience in life insurance, banking, wealth management, or financial advisory is preferred but not mandatory.