Experienced Healthcare CSR with Day 1 HMO

Optum, a UnitedHealth Group Company; Davao City; On-site; PHP 240,000 - 360,000; Full time

Benefits offered by this job

Retirement Plan

Medical Plan (HMO) from Day 1

Dental, Medical, and Optical Reimburse

Life and Disability Insurance

Paid Time-Off Benefits

Tuition Reimbursement

Employee Assistance Program (EAP)

Job summary

Optum, a UnitedHealth Group Company, is seeking a detail-oriented Patient Care Coordinator to support patients through the financial clearance process. You will verify insurance, obtain authorizations, explain financial responsibilities, and document information while delivering compassionate service.

The role emphasizes collaboration with patients, insurers, and healthcare teams and requires at least 1 year of healthcare support experience. Onsite work in Davao City is required.

Qualifications

• Must be a high school graduate with healthcare support experience.
• Experience in RCM or healthcare BPO is preferred.
• Familiar with insurance verification and patient access processes.

Responsibilities

• Verify insurance eligibility and coverage.
• Obtain authorizations, referrals, and pre-certifications.
• Explain financial responsibilities to patients and collect payments.
• Maintain accurate patient records and ensure regulatory compliance.
• Provide exceptional customer service while addressing inquiries.

Skills

RCM

Healthcare CS

Insurance Verification

Patient Access

Medical Billing

Health Insurance

Voice Collections

Education

High School Diploma

Tools

Epic

Cerner

Job description

Patient Care Coordinator

Location: 6F The Uprise, Felcris Centrale Mall, Quimpo Blvd. Davao City
Schedule: Night Shift (US Hours)

About the Role

We are looking for a detail-oriented and customer-focused Patient Care Coordinator to support patients throughout the financial clearance process before scheduled healthcare services. In this role, you will work closely with patients, insurance providers, and healthcare teams to verify insurance coverage, secure authorizations, explain financial responsibilities, and ensure all required information is accurately documented.

This position is ideal for professionals with experience in healthcare customer service, revenue cycle operations, insurance verification, patient registration, collections, or related healthcare support functions.

Key Responsibilities

• Verify patient insurance eligibility, benefits, and coverage information.
• Obtain and validate required authorizations, referrals, and pre-certifications.
• Review medical necessity requirements and process applicable documentation when needed.
• Calculate and communicate estimated patient financial responsibility, including out-of-pocket costs.
• Contact patients to verify demographic, insurance, and financial information.
• Educate patients regarding insurance benefits, billing processes, payment options, and financial assistance programs.
• Collect payments and assist patients with payment arrangements when appropriate.
• Complete Medicare Secondary Payer (MSP) requirements and related documentation.
• Maintain accurate and complete patient records in accordance with organizational standards.
• Follow healthcare compliance requirements, privacy regulations, and data security protocols.
• Escalate accounts that do not meet financial clearance requirements.
• Deliver exceptional customer service while addressing patient inquiries and concerns.

Qualifications

Required

• At least a high school graduate or senior high school graduate
• At least 1 year of experience in any of the following:
  • Healthcare Revenue Cycle Management (RCM)
  • Customer service in healthcare BPO operations
  • Insurance verification or authorization
  • Patient registration or patient access
  • Medical billing or collections
  • Health insurance services
  • Healthcare payment collections in a voice-based environment

Preferred

• Experience using electronic medical record (EMR) systems such as Epic or Cerner.
• Knowledge of U.S. healthcare insurance plans, benefits, eligibility, and coverage verification.
• Understanding of medical terminology, ICD-10, and CPT codes.
• Experience with payment processing and financial counseling.
• Familiarity with charity care and patient financial assistance programs.
• Proficiency in Microsoft Office applications, including Excel, Word, and Outlook.

Work Arrangement

• Must be willing to work onsite in Davao.

WHAT WE OFFER:

• Market Competitive Pay Levels
• Retirement Plan
• Medical Plan (HMO) from Day 1 of employment
• Dental, Medical, and Optical Reimbursements
• Life and Disability Insurance
• Paid Time-Off Benefits
• Sick Leave Conversion
• Tuition Reimbursement
• Employee Assistance Program (EAP)
• Annual Performance Based Merit Increases
• Employee Recognition
• Training and Staff Development
• Employee Referral Program
• Employee Volunteerism Opportunity
• All Mandatory Statutory Benefits

WHO WE ARE:

Optum is the health care technology and innovation company of the UnitedHealth Group enterprise along with UnitedHealthcare.

UnitedHealth Group is a health care and well-being company with a mission to help people live healthier lives and help make the health system work better for everyone.

We're a leading health solution and care delivery organization. Our work is complex, but our mission is simple: create a healthier world, with you at the center.

As part of a Fortune 5 enterprise, we are improving the health care experience of over 125 million people around the world.

Elevate your career with a leading health care company while improving lives.

Join us in evolving health care so everyone can have the opportunity to live their healthiest life. This is your opportunity to be part of a team that's dedicated to Caring. Connecting. Growing together.