Enterprise Risk Graduate

Lendable Ltd; Philippines; On-site; PHP 600,000 - 1,000,000; Full time

Benefits offered by this job

Health coverage

Retirement plan

Employee referral bonus

Office meals

Job summary

Lendable Ltd seeks an Enterprise Risk Analyst to strengthen our risk management across the organisation. You will help evolve the ERM framework, identify potential threats to operations, finances, and reputation, and communicate risk concepts clearly to stakeholders.

Ideal candidates possess strong analytical skills, experience in financial services risk, and the ability to drive risk-based decisions in a fast-growing fintech environment. Hybrid work setup is available, with flexible locations.

Qualifications

• Experience identifying, assessing, and mitigating risks across an organisation.
• Proficient in risk assessments using qualitative and quantitative methods.
• Ability to communicate complex risk concepts to diverse stakeholders.

Responsibilities

• Identify and monitor risks across the enterprise, supporting the ERM framework.
• Facilitate risk workshops and risk assessment sessions with multiple functions.
• Develop KRIs and risk reports to inform decision-making.
• Support end-to-end risk event management and remediation activities.
• Collaborate with business units to ensure timely actions and controls are effective.

Skills

Financial services

Risk management

Regulatory knowledge

Education

Bachelor's degree

Job description

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:

• One of the UK's newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days.

We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

JOIN US IF YOU WANT TO

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

ABOUT THE ROLE

The Enterprise Risk Analyst will play a crucial role in identifying, assessing, monitoring, and mitigating risks across the organisation. This position supports the continuous evolution of the Enterprise Risk Management (ERM) framework, ensuring that potential threats to our strategic objectives, operations, finances, and reputation are proactively managed. The ideal candidate will possess strong analytical skills, a keen eye for detail, and the ability to communicate complex risk concepts clearly to diverse stakeholders. Some key components of the role are as follows

• Support the identification of potential risks (e.g., operational, financial, strategic, compliance, technological, reputational, environmental) across all business units and functions.
• Assist in conducting comprehensive risk assessments, including qualitative and quantitative analysis, to evaluate the likelihood and impact of identified risks.
• Facilitate risk workshops and discussions with various departments to gather risk intelligence
• Leverage automation and AI to enhance efficiency and reduce risk where applicable.

This role demands a knack for collaborating with all levels of stakeholders, rapidly grasping new business domains, and forging balanced solutions that foster growth within defined risk parameters.

YOUR TEAM’S OBJECTIVES

• Embed and maintain the Risk Management Framework to establish a clear, consistent, and comprehensive approach to risk management across the enterprise..
• To collaborate with business functions with the objective to effectively manage the firm's risks.
• To provide independent review and challenge where necessary to mitigate the chance of the firm not meeting its overall obligations

WHAT YOU’LL BE DOING/IMPACT ON OBJECTIVES

• Support the successful deployment and ongoing use of a new Risk Management System.
• Collaborate with business units to ensure timely completion and review of risk assessments
• Develop and communicate regular KRI reports, collaborating with business SMEs to provide insightful commentary that enhances risk understanding
• Collaborate with business units to ensure the timely completion of actions originating from the Enterprise Risk Function.
• Assess and validate the effectiveness of established controls
• Provide oversight of the risk event and risk acceptance processes, delivering insightful analysis to the business.
• Assist with the end-to-end risk event process, including reviewing, escalation, and resolution of risk events to drive continuous improvement.

WHAT WE’RE LOOKING FOR

• Proven experience in the financial services sector, with a strong understanding of industry best practices relating to Risk or Second Line activities
• Educated to degree level or holding a relevant compliance qualification
• Possesses a strong work ethic, sound judgment, and the ability to make well-informed decisions.
• Exceptional communication skills, both written and verbal.
• Comprehensive knowledge or willingness to learn about regulations and development embedding of an enterprise risk framework

THE INTERVIEW PROCESS

1. Online Cognitive Assessment (15 min)
2. Chat with a Recruiter (15 min)
3. Introduction Call with the Enterprise Risk Manager (30 min)
4. Case study interview (60 min)
5. Culture interview with the Director of Enterprise Risk (45 min in-person)

LIFE AT LENDABLE

• Winning team: the opportunity to scale up one of the world's most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!