Credit Officer - Cagayan De Oro

CTBC Bank (Philippines) Corp.; Philippines; On-site; PHP 360,000 - 600,000; Full time

Job summary

CTBC Bank (Philippines) Corp. is seeking a Credit Officer to evaluate, approve, and recommend loan applications while ensuring policy compliance and delivering excellent service. You will review applications within your authority, prepare reports, maintain records, and support department efficiency.

A college degree in Business Administration or Banking & Finance and at least 2 years of retail credit experience are preferred, along with strong MS Office skills and professional discretion.

Qualifications

• A college degree in Business Administration, Banking & Finance, or related fields.
• Strong communication skills in English (written and verbal).
• Demonstrated integrity, discretion, and professionalism in decision-making.

Responsibilities

• Review and approve loan applications within your authority.
• Evaluate and recommend applications to higher approving authorities.
• Ensure compliance with credit policies, bank procedures, and external regulations.
• Prepare reports and handle verification requests.
• Maintain accurate records and safeguard confidential files.
• Support administrative functions and contribute to departmental efficiency.
• Uphold service quality and productivity standards while exercising sound judgment.

Skills

English communication

Education

Bachelor's degree in Business Administration or Banking & Finance

Tools

MS Access

Excel

PowerPoint

Office Suite

Job description

About the role

Join our team as a Credit Officer and play a key role in evaluating, approving, and recommending loan applications while ensuring compliance with policies and delivering exceptional service.

Key responsibilities

• Review and approve loan applications within your authority
• Evaluate and recommend applications to higher approving authorities
• Ensure compliance with credit policies, bank procedures, and external regulations
• Prepare reports and handle verification requests
• Maintain accurate records and safeguard confidential files
• Support administrative functions and contribute to departmental efficiency
• Uphold service quality and productivity standards while exercising sound judgment

About you

• A college degree in Business Administration, Banking & Finance, or related fields
• At least 2 years of solid experience in retail credit evaluation or underwriting in the banking industry
• Strong computer skills (MS Access, Excel, PowerPoint, Office Suite)
• Excellent communication skills in English, both written and verbal
• High level of discretion, accountability, and professionalism in decision-making
• Proactive mindset with a strong sense of urgency and responsibility