Credit Card Economics Analyst - NPV & Data Modeling

Salmon Group; Philippines; Hybrid; PHP 700,000 - 1,200,000; Full time

Benefits offered by this job

Stock option plan

Hybrid work environment

Company-provided tools

Office in Manila

Job summary

Salmon, a Manila-based fintech, is seeking a data analytics professional to own the NPV and unit economics model behind its credit card business. You’ll translate model logic into production-ready Python/SQL code and maintain the data backbone feeding the model.

You’ll automate scenario runs, validate outputs against portfolio performance, and collaborate with teams to ensure pricing, limits and product decisions are data-driven conclusions.

Qualifications

• 2–3+ years of hands-on data analytics experience.
• Strong Python (pandas) and SQL for data exploration and production analytics.
• Solid understanding of unit economics / financial modeling (NPV, cash flows, cohorts).
• High attention to detail; small errors break economics in production.

Responsibilities

• Turn model logic into production-ready Python/SQL code with guidance from Head of Economics.
• Build and maintain datasets feeding the model — cohorts, cashflows, losses, funding, fees, revenue.
• Automate scenario and sensitivity runs to back pricing, limits, and product decisions with real numbers.
• Own the end-to-end NPV / unit economics model for credit cards; ensure clean, testable, versioned logic.

Skills

Python (pandas)

SQL

Data analytics

Job description

Salmon, a Manila-based fintech, is seeking a data analytics professional to own the NPV and unit economics model behind its credit card business. You’ll translate model logic into production-ready Python/SQL code and maintain the data backbone feeding the model.

You’ll automate scenario runs, validate outputs against portfolio performance, and collaborate with teams to ensure pricing, limits and product decisions are data-driven conclusions.