Credit Analyst / Credit Manager - Private Lending

D2B; Philippines; Remote; PHP 600,000 - 1,200,000; Full time

Benefits offered by this job

Senior management access

Career progression

Diverse deal flow

Entrepreneurial team

Job summary

D2B, a private lending company, invites applications for Credit Analyst / Credit Manager – Private Lending. The role covers full lending process from initial assessment to settlement, with exposure to residential, commercial and development lending, aligned with Australian lending standards.

Based in the Philippines with remote work aligned to Australian hours, the position offers a competitive salary based on experience and performance incentives, plus a collaborative environment and clear

Qualifications

• Minimum 3 years' experience in Australian lending, credit assessment or loan processing
• Strong understanding of Australian mortgage lending and credit principles
• Experience analysing borrower financials and supporting documentation
• Excellent written and verbal communication skills
• Ability to manage multiple transactions in a fast-paced environment

Responsibilities

• Assess residential, commercial and business-purpose loan applications
• Prepare and package detailed credit submissions
• Review financial statements, tax returns, bank statements and supporting documents
• Analyse servicing, security, exit strategies and overall transaction risk
• Review valuations, company searches, trust structures and borrower background information
• Liaise with brokers, borrowers, solicitors, valuers and other stakeholders
• Assist with transaction management from application through to settlement
• Work closely with our administration team to ensure efficient processing of applications
• Support ongoing portfolio monitoring and reporting
• Assist with developing and improving internal credit policies and procedures

Skills

Analytical thinking

Attention to detail

Written communication

Verbal communication

Independent worker

Job description

Credit Analyst / Credit Manager - Private Lending

Company: D2b
Job Type: Full Time Philippines

Description

Position: Credit Analyst / Credit Manager – Private Lending

Salary: Competitive salary package based on experience, plus performance incentives

Working Hours & Conditions: Aligned with Australian hours; full-time - remote

OVERVIEW:

This is an excellent opportunity for someone with Australian lending and credit experience who is looking to gain exposure to private lending and work directly alongside experienced decision makers.

You will be involved in the full lending process from initial assessment through to settlement, while helping prepare high-quality credit submissions for approval.

As the business grows, you will become an integral part of our credit function and assist with deal structuring, portfolio management and credit operations.

RESPONSIBILITIES:

• Assess residential, commercial and business-purpose loan applications
• Prepare and package detailed credit submissions
• Review financial statements, tax returns, bank statements and supporting documents
• Analyse servicing, security, exit strategies and overall transaction risk
• Review valuations, company searches, trust structures and borrower background information
• Liaise with brokers, borrowers, solicitors, valuers and other stakeholders
• Assist with transaction management from application through to settlement
• Work closely with our administration team to ensure efficient processing of applications
• Support ongoing portfolio monitoring and reporting
• Assist with developing and improving internal credit policies and procedures

Requirements

QUALIFICATIONS:

• Essential
  • Minimum 3 years' experience in Australian lending, credit assessment or loan processing
  • Strong understanding of Australian mortgage lending and credit principles
  • Experience analysing borrower financials and supporting documentation
  • Excellent written and verbal communication skills
  • Strong attention to detail and ability to manage multiple transactions
  • Ability to work independently in a fast-paced environment
• Highly Regarded
  • Experience in commercial property lending
  • Experience in private lending, non-bank lending or specialist lending
  • Exposure to development finance or construction lending
  • Experience writing credit papers and preparing lending recommendations
  • Understanding of trust, company and SMSF structures

Benefits

WHAT WE OFFER:

• Exposure to a wide range of residential, commercial and development transactions
• Direct access to senior management and credit decision makers
• Opportunity to build a long-term career in private lending
• Diverse and interesting deal flow
• Supportive and entrepreneurial team environment
• Genuine opportunity for career progression as the business grows