Business Associate from Big 4

BillEase; Metro Manila; On-site; PHP 400,000 - 600,000; Full time

Job summary

A financial technology firm based in Metro Manila is seeking a data-driven Associate to take ownership of product performance and profitability. The ideal candidate will have 1-2 years of experience in finance, analytical skills, and a strong understanding of the payments ecosystem. Responsibilities include managing P&L, using data analysis to shape strategy, and ensuring cross-functional collaboration for growth. This role offers a unique opportunity to impact profitability directly.

Qualifications

• 1 to 2 years of experience in finance, audit, or business analysis, ideally from a Big 4 firm.
• Strong financial and analytical capability, comfortable making strategic decisions.
• Experience or exposure to payments or fintech is required.

Responsibilities

• Act as the business owner of an open-loop product, accountable for performance and profitability.
• Manage and understand the P&L, owning revenues and business drivers.
• Use data-driven analysis to shape strategy and identify growth opportunities.

Skills

Financial analysis

Data interpretation

Proactive mindset

Understanding of payments ecosystem

Education

Bachelor’s degree in Finance, Economics, Mathematics, or Business Administration

Job description

We are looking for a data driven Associate with strong financial discipline and a strategic, business-first mindset—someone who can take full ownership of product performance, growth, and profitability. This role is ideal for candidates coming from the Big 4, where analytical rigor, financial insight, and structured problem‑solving are second nature.

Beyond traditional product management, you’ll operate as the owner of the business: evaluating the economics behind payments, challenging assumptions, and steering initiatives that directly impact profitability. You will use your financial training to guide strategic decisions and shape the direction of the open‑loop business.

Working closely with cross‑functional teams, you’ll ensure that every decision—from pricing and cost management to operational enhancements and project execution—drives measurable results and sustainable growth.

Key Responsibilities

• Act as the business owner of an open‑loop product, accountable for end‑to‑end performance, profitability, and operational control.

• Manage and understand the P&L—owning revenues, costs, margins, and business drivers.

• Use data‑driven and financial analysis (leveraging Big 4‑honed skills) to shape strategy, identify growth opportunities, and optimise operations.

• Partner with Risk, Finance, Operations, and Tech to ensure seamless execution and continuous improvement.

• Build deep knowledge of the payments ecosystem, customer behaviour, and market dynamics.

• Lead initiatives to drive adoption, boost transaction volumes, and elevate customer experience.

Requirements

• 1 to 2 years of experience in finance, audit, or business analysis, ideally from a Big 4 audit or advisory practice.

• Strong financial and analytical capability—comfortable interpreting data, assessing profitability, and making strategic decisions.

• Experience or exposure to payments, payment ecosystems, or fintech is required.

• Entrepreneurial and ownership mindset—proactive, curious, and outcome‑driven.

• Bachelor’s degree in Finance, Economics, Mathematics, or Business Administration.

• Product management background is a plus but not mandatory.