BDO Network Bank - Account Officer for Micro, Small and Medium Enterprises (Tarlac)

BDO Unibank; Tarlac City; On-site; PHP 400,000 - 600,000; Full time

Job summary

A leading financial institution is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while ensuring profitability and good customer service. This role involves soliciting microfinance loan accounts and analyzing applicants' qualifications. Ideal candidates should possess strong communication skills, integrity, and preferably have experience in sales. Willingness to work in various locations is required.

Qualifications

• Graduate of any four-year or five-year degree course.
• Must have good selling, communication, and customer service skills.
• With fieldwork and sales experience on Microfinance, an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet business needs.
• Analyze loan applicants' qualifications for feasibility.
• Initiate credit and collection activities for account quality.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Duties and Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

Must be willing to work in any of the following locations: Camiling, Sta, Ignacia, Paniqui, and Victoria