BDO Network Bank - Account Officer for Micro, Small and Medium Enterprises (Bulacan)

BDO Unibank; Bulacan; On-site; PHP 400,000 - 600,000; Full time

Job summary

A community banking institution in Bulacan is looking for an Account Officer for Micro, Small and Medium Enterprises. The role involves soliciting microfinance loans, analyzing applicant qualifications, and ensuring credit quality. Candidates should have a Bachelor's Degree and strong communication skills. Experience in fieldwork and sales, along with the ability to drive, is preferred. The position covers various locations in Bulacan, including Calumpit and Malolos.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge is a must.
• High integrity is required.
• Familiarity with computer software is preferred.
• Fieldwork and sales experience in microfinance is an advantage.
• Ability to drive a motorcycle is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicant qualifications for approval feasibility.
• Initiate credit and collection activities for account quality.
• Coordinate processing and servicing of loan applications.
• Review and update customer loan files and agreements.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve targets.
• Attend to client inquiries and requirements.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheet software

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Duties and Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

Must be willing to work in any of the following locations in Bulacan:

Calumpit (Note: Will cover Plaridel but will report to Calumpit Office)

Malolos

Guiguinto