Analytics-Driven Unsecured Risk & Collections Leader

UnionBank of the Philippines (UBP); Metro Manila; On-site; PHP 1,000,000 - 1,500,000; Full time

Job summary

A leading financial institution in the Philippines is seeking an Unsecured Risk Collections and Bureau Head. This role involves developing and implementing analytics strategies to minimize credit risk and optimize collections resources for unsecured consumer products. The ideal candidate will lead risk mitigation programs, perform credit loss forecasting, and collaborate with credit bureaus and third-party providers for better pricing and data integration. A strong background in risk policy and team leadership is essential for success in this position.

Qualifications

• Minimum 8–10 years of experience in collections risk policy or credit risk management.
• Proven experience managing multiple projects in a fast-paced environment.
• Strong ethical standards and sound judgment in handling confidential information.

Responsibilities

• Implement analytic tools and scorecards to reduce risk and improve collections efficiency.
• Lead development, review, and monitoring of risk mitigation programs.
• Perform credit loss forecasting for all consumer unsecured products.
• Provide insights on portfolio risks and opportunities through regular strategy reviews.
• Negotiate with credit bureaus and third-party providers for optimal pricing.

Skills

Analytical skills

Problem-solving skills

Communication skills

Leadership experience

Negotiation skills

Education

Bachelor’s degree in business, Finance, Statistics or related field

Advanced certifications in risk management

Tools

SAS

Statistical modeling

Job description

A leading financial institution in the Philippines is seeking an Unsecured Risk Collections and Bureau Head. This role involves developing and implementing analytics strategies to minimize credit risk and optimize collections resources for unsecured consumer products. The ideal candidate will lead risk mitigation programs, perform credit loss forecasting, and collaborate with credit bureaus and third-party providers for better pricing and data integration. A strong background in risk policy and team leadership is essential for success in this position.