AML Transaction Monitoring Specialist

Coins.ph; Taguig; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Coins, a leading crypto brand in the Philippines, seeks a Merchant Risk Analyst to monitor merchant activity, investigate suspicious transactions, and develop fraud detection rules. You will perform AML TM investigations, document outcomes, and stay updated on industry trends to ensure compliance and prevent money laundering.

The role requires 2–4 years in merchant risk or related fields, with strong analytical and communication skills and knowledge of global payment networks.

Qualifications

• 2–4 years of experience in merchant risk, transaction monitoring, or a similar investigative role.
• Working knowledge of AML regulations and experience performing AML TM investigations.
• Strong analytical skills with the ability to interpret complex data sets and identify anomalies.
• Knowledge of global payment networks and e-commerce ecosystems.

Responsibilities

• Monitor merchant activity to detect and prevent fraudulent behavior using internal tools and external data sources.
• Investigate suspicious merchant accounts and transactions, escalating cases as necessary.
• Create, tune, and calibrate fraud detection rules and scoring models to improve accuracy and reduce false positives.
• Conduct in-depth root cause analysis on confirmed fraud cases to identify emerging trends and recommend preventive measures.
• Perform Global AML Transaction Monitoring (TM) investigations to detect potential money laundering activities and elevate cases in accordance with compliance protocols.
• Document investigation findings, and case outcomes to ensure auditability and compliance with regulatory requirements.
• Stay current on industry trends, fraud schemes, regulatory changes, and best practices.

Skills

Analytical skills

AML regulations knowledge

Fraud detection tools

Communication skills

Payment networks knowledge

Education

Bachelor's degree in Business or related field

Job description

Coins, a leading crypto brand in the Philippines, seeks a Merchant Risk Analyst to monitor merchant activity, investigate suspicious transactions, and develop fraud detection rules. You will perform AML TM investigations, document outcomes, and stay updated on industry trends to ensure compliance and prevent money laundering.

The role requires 2–4 years in merchant risk or related fields, with strong analytical and communication skills and knowledge of global payment networks.