AML Transaction Monitoring Head

Coins.Ph; Pateros; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

Coins is seeking an AML Transaction Monitoring Lead to oversee end-to-end monitoring processes in a fast-paced crypto environment in the Philippines. The role requires prior supervisory experience and strong analytical skills to manage alerts, investigations, and regulatory reporting.

Ideal candidates have 3-5 years in AML monitoring within banking or fintech, familiarity with CTR/STR, and a solid grasp of ARRRG guidelines.

Qualifications

• 3-5 years AML Transaction Monitoring and Investigation experience in Banking/Financial Services.
• Familiarity with CTR and STR reporting.
• Strong knowledge of ARRRG and AML guidelines.
• Excellent data gathering and presentation skills.
• 3-5 years in people management is required; supervisory experience a must.
• Fluent in English with strong communication and presentation skills.

Responsibilities

• Develop, implement, and maintain AML Transaction Monitoring policies and procedures.
• Manage a team of Transactions Monitoring Associates/Specialists.
• Ensure end-to-end AML monitoring processes comply with regulations.
• Create/Enhance Transaction Monitoring Alerts.
• Support audits and respond to information requests related to AML monitoring.
• Analyze customer data and transaction patterns to assess normal vs. alert activity.
• Document investigations and record evidence to support conclusions.
• Ensure timeliness and accuracy of AMLC reports.
• Review and evaluate STR submissions.
• Coach leads and specialists; lead automation initiatives to improve processes.
• Coordinate AML investigations with other business units.

Skills

Analytical skills

People handling

Supervisory experience

English communication

Payments and crypto interest

Team player

Education

4-year degree in business/accounting/law or related

Job description

Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services.

Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.

• Develop, implement, and maintain AML Transaction Monitoring and Investigation policies, procedures, and guidelines
• Manage a team of Transactions Monitoring Associates/Specialists
• Ensure that the AML Transaction Monitoring and Investigation end-to-end processes are compliant with updated and relevant regulations
• Creation/Enhancing of Transaction Monitoring Alerts
• Support internal and external audits and ad hoc information requests related to AML Transaction Monitoring and Investigation
• Analyze customer information and transaction patterns to assess whether alerted activity is or is not normal in the context of what is expected and known about the customer and their transactions
• Document investigations thoroughly, record evidence gathered that supports the conclusion
• Ensure the timeliness and correctness of AMLC reports
• Review and evaluate the STR submissions
• Conducts 1:1 coaching with Transactions Monitoring Leads and Specialist
• Lead automation initiatives to improve processes and streamline operations
• Coordinate with other business units on AML investigation-related matters

• 3-5 years minimum experience in AML Transaction Monitoring and Investigation experience within a Banking/Financial Service Industry
• Relevant exposure in Covered Transaction (CTR) and Suspicious Transaction Reporting (STR)
• Strong familiarity in AMLC Registration and Reporting Guidelines (ARRG)
• Strong analytical skills, able to gather and present data well
• 3-5 years minimum experience in people handling is a MUST
• Supervisory experience is required
• Graduate of a 4-year business, accounting, law, or related course from a reputable institution
• A good team player and enjoys working in a fast-paced, high-intensity environment
• Motivated self-starter with a passion for payments and cryptocurrency industries
• Fluency in English with outstanding communication and presentation skills

Meaningful Collaborations - The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience.

Scalable Growth - Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement.

A Space For Bright Ideas - Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.