Senior Manager, Credit Strategies

Scotiabank; Lima Metropolitana; On-site; PEN 412,000 - 618,000; Full time

Job summary

Scotiabank Peru is seeking a Senior Manager, Credit Strategies to drive the regional Retail Credit Risk strategy across International Banking. You will guide country teams, align with enterprise risk appetite, and ensure disciplined execution of strategic initiatives.

The role emphasizes cross‑country coordination, risk analytics, and an ability to translate insights into actionable guidance for senior stakeholders in a matrix structure.

Qualifications

• University degree in Finance, Economics, Business, Risk Management, or a related field.
• 5+ years of progressive experience in Retail Credit Risk, Credit Strategy, Portfolio Management, or Risk Analytics.
• Experience operating in regional or global roles within a matrix structure.
• Strong knowledge of Retail Credit Risk frameworks, portfolio strategy, risk appetite management, and performance optimization.
• Proven ability to translate complex analysis into clear strategic insights and actionable recommendations for senior stakeholders.
• High level of influencing, communication, and stakeholder management skills in cross‑functional and cross‑geography environments.
• Familiarity with agile or backlog‑driven operating models is an asset.

Responsibilities

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Supports the design and ongoing evolution of a unified Retail Credit Risk strategy for International Banking, enabling consistent risk frameworks, strategic priorities, and decision making guidance across countries.
• Acts as a regional enabler and strategic challenger within a matrix operating model, coordinating with local Retail Risk Strategy teams to align country initiatives with regional priorities.
• Drives and coordinates cross country strategic initiatives, identifying opportunities to improve portfolio performance, risk outcomes, and capital efficiency across multiple markets.
• Identifies regional trends, emerging risks, and strategic themes through analysis of portfolio performance, macroeconomic conditions, and regulatory developments.
• Leads standardization and industrialization of best practices, tools, and methodologies across markets.
• Participates in the regional strategic backlog, supporting prioritization and execution of initiatives in alignment with the COE’s agile operating model.
• Understands the Bank’s risk appetite and risk culture in day‑to‑day activities and decisions.
• Ensures day‑to‑day operations comply with Scotiabank’s Values and Global Sales Principles, controls, AML/ATF/sanctions and conduct risk.

Skills

Stakeholder management

Risk analytics

Strategic thinking

Agile methodology

Education

University degree in Finance, Economics, Business, Risk Management

Job description

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Title: Senior Manager, Credit Strategies

Requisition ID: 277151

Thanks so much for been interested to be part of Scotiabank Peru. In this company we are focus on hire talented people that want to develop an amazing career, achieving their goals and been aligned with our main purpose. This is the start of an incredible journey, we wish the best to you!

Senior Manager Credit Strategies
Purpose

Contributes to the overall success of International Banking Retail Risk by supporting the design, enablement, and execution of a unified Retail Credit Risk strategy across the International Banking footprint. The role provides regional strategic oversight, guidance, and challenge to local Retail Risk Strategy teams, ensuring alignment with enterprise risk appetite, consistency in outcomes, and disciplined execution of strategic initiatives. All activities are conducted in compliance with governing regulations, internal policies, and Scotiabank risk principles.

Accountabilities

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.


• Supports the design and ongoing evolution of a unified Retail Credit Risk strategy for International Banking, enabling consistent risk frameworks, strategic priorities, and decision ‑ making guidance across countries.


• Acts as a regional enabler and strategic challenger within a matrix operating model, coordinating closely with local Retail Risk Strategy teams to align country initiatives with regional and enterprise priorities, without direct line management accountability.


• Drives and coordinates cross ‑ country strategic initiatives, identifying opportunities to improve portfolio performance, risk outcomes, and capital efficiency across multiple markets.


• Identifies regional trends, emerging risks, and strategic themes through analysis of portfolio performance, macroeconomic conditions, and regulatory developments, informing IB Retail Risk priorities and forward ‑ looking planning.


• Leads the standardization and industrialization of best practices, tools, and methodologies across markets, strengthening regional strategic planning, execution discipline, and analytical capabilities.


• Actively participates in the regional strategic backlog, supporting prioritization, sequencing, and execution of initiatives in alignment with the COE’s agile operating model.


• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.


• Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.


• Champions a high performance environment and contributes to an inclusive work environment.

Education:

• University degree in Finance, Economics, Business, Risk Management, or a related field; graduate degree considered an asset.


• 5+ years of progressive experience in Retail Credit Risk, Credit Strategy, Portfolio Management, or Risk Analytics, preferably within a large financial institution.


• Demonstrated experience operating in regional or global roles, supporting multiple countries or business units within a matrix structure.


• Strong knowledge of Retail Credit Risk frameworks, portfolio strategy, risk appetite management, and performance optimization.


• Proven ability to translate complex analysis into clear strategic insights and actionable recommendations for senior stakeholders.


• High level of influencing, communication, and stakeholder management skills in cross ‑ functional and cross ‑ geography environments.


• Familiarity with agile or backlog ‑ driven operating models and strategic planning disciplines is an asset.

At Scotiabank Group Peru, we value the unique skills, experiences and perspectives each individual brings. We actively promote inclusivity and respect. If you feel we could provide you with some reasonable accommodation during the selection process, we encourage you to let us know when entering your information on the platform or when contacting our talent attraction team. We are committed to creating and maintaining an inclusive, accessible and safe environment where everyone is welcome.