Product Manager

BNZ; Auckland; Hybrid; NZD 120,000 - 170,000; Full time

Benefits offered by this job

Flexible working

Generous leave

Career development

Job summary

BNZ is seeking a Product Manager for the Business Lending domain in Auckland. The role is permanent, full-time, with a hybrid setup (three days in office, two flexible days).

You will drive product strategy for term lending, focus on customer, commercial and risk performance, and lead cross-functional teams to deliver market-leading propositions. You’ll manage governance and operational health, implement changes, and balance risk, resilience and value across Technology, Operations and Risk

Qualifications

• 3+ years experience in lending, product development/management, projects, or technology delivery.
• Strong influencing and stakeholder management skills with good communication.
• Ability to use data to inform decisions and assess product performance.
• Experience with system implementations or re-platforming and risk governance.

Responsibilities

• Apply strong product management, design, development and leadership skills for BNZ business term lending products.
• Provide SME for business term lending products focusing on customer, commercial and risk performance; ensure design compliance.
• Understand market needs in agribusiness/commercial property lending; deliver market-leading product designs.
• Lead cross-functional teams; manage governance, incidents, risks and improvements; balance outcomes with resilience.

Skills

Product management

Stakeholder management

Data-driven decision making

Risk management

Tools

Analytical tools

AI-enabled tools

Job description

## Product ManagerApply: In Office Role: BNZ Place Auckland, 80 Queen Street: Full time: Posted Yesterday: End Date: October 28, 2026 (11 days left to apply): JR119594Worker Type:PermanentHere at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise \"If you can imagine a better future, let's find a way.\"We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.**Ko mātou tēnei | This is Us**The Business Lending domain within BNZ Customer, Products and Services (CP&S) is an exciting and driven work environment where you'll get to maintain and develop market leading products, services and customer propositions.You’ll also get to be heavily involved in substantial transformation initiatives to replace legacy lending systems and product platforms, which will provide a critical foundation for BNZ to continue to grow and innovate as New Zealand’s largest business bank. The role is responsible for ensuring BNZ’s business term loan products are managed strategically to optimise financial performance, and ensure that products remain fit for purpose, meeting our customer's current and future needs.Reporting to the Portfolio Manager - Business Lending, you'll be part of a tīma that is critical to how BNZ turns up for NZ businesses from the smallest small business to the largest institutional client.**Mō te Tūranga | About the Role** This is a permanent, full time opportunity based in Auckland. It is a hybrid role with three days in the office and two days where you can work flexibly. **What are the day to day tasks the person in this role will complete?*** Apply strong product management, design, development and leadership skills to support BNZ’s strategy for business term lending products, automation and processes.* Provide subject matter expertise for business term lending products, focusing on customer, functional, commercial and risk performance, and ensuring products and processes are compliant by design.* Understand the business, agribusiness and commercial property lending market, identify customer needs and opportunities, and support the Portfolio Manager to deliver market-leading product designs and propositions.* Manage risks, events, findings and treatment plans promptly, and complete product reviews as required.* Effectively leads and communicates product change initiatives (both internally and externally).* Own assigned products’ operational performance, governance and service health, ensuring incidents, risks, issues, controls, remediations and customer impacts are well managed and continuously improved.* Prioritise operational, transformational, regulatory, risk and technology work to balance business outcomes, customer needs and service resilience, focusing resources on the highest-value outcomes.* Lead across Product, Technology, Operations, Risk and Delivery teams, clarifying responsibilities, influencing decisions and coordinating stakeholders to maintain stable, compliant and effective product services. W**hat is your favourite thing about working for BNZ?**The people and culture, and the values that underpin that, which are demonstrated every day in the way we work together to support each other to be at our best.**What attributes will this person display to be successful in this role?**You’ll bring demonstrated product management experience in a complex environment, with strong capability across operational governance, incident management, stakeholder leadership, backlog prioritisation, risk management and technology partnerships. You’ll be comfortable using data to inform decisions, assess product performance, validate system outcomes and identify opportunities for continuous improvement. Experience using analytical and AI-enabled tools is highly desirable. You will also have:* 3+ years experience in relevant lending, product development/management, projects, or technology delivery environment.* A passion for solving real customer problems, with experience using various methods to elicit and document customers’ and stakeholders’ requirements and delivery of these to market.* Strong influencing and stakeholder management skills.* Exceptional communication skills, high level of attention to detail and strong written skills.* Skilled in financial analysis and business case development.* Ability to identify risks, mitigate and gain decisions quickly.* Experience with system implementations or re-platforming.**Nau Mai ki te Pēke o Aotearoa | Come to the Bank of New Zealand** This is an exciting opportunity to join us! We're bold thinkers who are taking brave steps to create a company that people want to work for, and customers want to bank with. If you're ready to join a fun organisation where we are proud of our culture and how we are helping New Zealander's to 'Find their way', then show your interest by submitting your application - we can't wait to read it. *Ehara taku toa i te toa takitahi, engari he toa takitini\" - Success is not the work of an individual, but the work of many.”*Closing Date: 27 October 2026