Senior Backend Engineer - Payments & Fintech

Jobgether SRL; Netherlands; Remote; EUR 120,000 - 150,000; Full time

Benefits offered by this job

Remote Europe

Ownership of platform

ASAP start

Significant impact

Job summary

Jobgether SRL in Netherlands is seeking a Senior Backend Engineer - Payments & Fintech to rebuild and scale its financial systems on a global platform. You will own canonical billing, subscriptions, and entitlement platforms, spanning multiple payment gateways, currencies, and legal entities, while collaborating with Finance, Operations, and leadership to ensure accuracy and traceability.

This role emphasizes correctness, auditability, and reliable operation under concurrency and scale, with a

Qualifications

• 6–10 years of backend engineering with Go and strong SQL skills.
• Experience building or rebuilding payments, billing, and ledgers end-to-end, including gateway integrations, webhooks, renewals, proration, cancellations, refunds, and disputes.
• Knowledge of financial systems surrounding ledgers, reconciliation, revenue recognition, taxation, financial reporting, and event-sourced or append-only architectures.
• Experience designing systems with authoritative financial records and auditable transactions under concurrency.
• Background in B2B billing with complex plans, multi-tenant environments, or partner billing.
• Advanced SQL skills and ability to investigate discrepancies across data.

Responsibilities

• Design and implement a canonical billing and entitlement ledger using an append-only architecture and PostgreSQL, ensuring every entitlement traces to a paid order.
• Own the complete subscription lifecycle across purchases, renewals, upgrades, downgrades, trials, cancellations, lapses, prorations, and dunning across multiple gateways.
• Build reliable payment gateway ingestion pipelines with idempotent, replay-safe webhook processing and daily reconciliation between gateway records and internal books.
• Handle refunds, chargebacks, disputes, credits, and settlements while preventing double counting and ensuring accurate allocations.
• Create data pipelines for accounting close, revenue recognition, tax reporting, exchange reporting, and analytics.
• Own the customer-facing billing experience, including checkout and account management, aligned with the ledger.
• Lead migration from legacy accounts and billing models with backfills, parallel operation, reconciliation, validation, and regional cutovers.
• Establish engineering practices prioritizing financial correctness, auditability, observability, reliability, and safe operation under concurrency and scale.

Skills

Go

SQL

Relational DB design

Payment systems

Webhooks

Data reconciliation

Billing

Multi-entity billing

Tax frameworks

AWS Cognito

PostgreSQL

TypeScript

Tools

PostgreSQL

AWS Cognito

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Backend Engineer - Payments & Fintech based in Netherlands.

This is a high-impact backend engineering role focused on rebuilding and scaling the financial systems at the heart of a rapidly growing global platform.

You will own the architecture and implementation of a canonical payments, subscriptions, billing, and entitlement platform from the ground up.

The role combines deep backend engineering with complex financial workflows spanning multiple payment gateways, legal entities, and currencies.

You will work closely with Finance, Operations, and technical leadership to ensure every payment, entitlement, refund, and financial record is accurate and traceable.

Your work will directly improve revenue integrity, accounting accuracy, customer entitlements, and business reporting.

You will also lead a careful migration from legacy systems to a reliable, auditable platform without disrupting live customers or financial operations.

This is an ideal opportunity for an experienced engineer who enjoys solving complex money-system problems where correctness, reliability, and data integrity are critical.

Accountabilities

• Design and implement a canonical billing and entitlement ledger using an append-only, journals-as-truth architecture and PostgreSQL, ensuring every entitlement can be traced to a valid paid order.
• Own the complete subscription lifecycle, including purchases, renewals, resubscriptions, upgrades, downgrades, plan changes, trials, cancellations, lapses, proration, and dunning across multiple payment gateways.
• Build reliable payment gateway ingestion pipelines with idempotent and replay-safe webhook processing, normalization, dead-letter handling, and daily reconciliation between gateway records and internal books.
• Implement robust handling of refunds, chargebacks, disputes, credits, and partial or zero-value settlements while preventing double counting and ensuring accurate allocation of payment amounts.
• Create trustworthy financial and entitlement data pipelines supporting accounting close, revenue recognition, indirect tax requirements, exchange reporting, and conversion and retention analytics.
• Own the customer-facing billing experience, including checkout and account management functionality, ensuring the frontend experience remains fully aligned with the underlying financial ledger.
• Lead the migration of the live business from legacy account and billing models, including historical data backfills, parallel operation, reconciliation, validation, and controlled regional cutovers.
• Establish engineering practices that prioritize financial correctness, auditability, observability, reliability, and safe operation under concurrency and scale.

Requirements

• 6–10 years of backend engineering experience, with deep expertise in Go and strong relational database design and SQL skills.
• Proven experience building or rebuilding payment, subscription, billing, and ledger systems end-to-end, including gateway integrations, idempotent webhooks, renewals, upgrades, proration, cancellation, dunning, refunds, and disputes.
• Strong understanding of financial systems surrounding payment ledgers, including reconciliation, revenue recognition, taxation, financial reporting, and append‑only or event‑sourced ledger architectures.
• Experience designing systems where derived state is based on authoritative financial records and where transactions must remain accurate and auditable under concurrency.
• Background working on B2B products involving complex billing, metering, plans, add‑ons, multi‑tenant environments, or partner billing.
• Advanced SQL skills and the ability to independently investigate financial discrepancies and trace issues directly through underlying data.
• Working knowledge of TypeScript, React, and modern frontend development, with the ability to build and maintain customer‑facing billing and checkout experiences.
• Experience with multi‑entity, multi‑currency, or international billing is highly valuable, including familiarity with EU VAT/OSS, GST/IGST, or comparable tax frameworks.
• Experience with AWS Cognito, identity systems at scale, legacy data migrations, financial reconciliation, finance‑close workflows, or trusted revenue‑reporting pipelines is a plus.
• Fintech or trading‑industry experience is advantageous but not essential; strong payments and billing expertise is the priority.
• Strong ownership, analytical thinking, attention to detail, and communication skills, with the ability to collaborate closely with finance, operations, and technical leadership.
• Comfortable working in a fast‑paced environment where financial correctness and system reliability have a direct impact on the business.

Benefits

• Full-time employment.
• Remote opportunity for Europe‑based candidates.
• Minimal travel requirements.
• Opportunity to take ownership of a business‑critical financial platform.
• Direct collaboration with senior technical, finance, and operations stakeholders.
• Significant impact on payment reliability, revenue integrity, customer entitlements, and financial reporting.
• Opportunity to work on complex payment, subscription, ledger, and migration challenges at international scale.
• ASAP start date.

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