Risk Analytics Lead (m/f/d)

Riverty; Amsterdam; Hybride; EUR 90 000 - 130 000; Plein temps

Résumé du poste

Riverty in Amsterdam is seeking a Risk Analytics Lead to drive a high-performing international team focused on solvency and fraud risk indicators. You will shape risk strategy with data-driven insights and collaborate with Risk Product, Data Science, Pricing and Finance to steer risk decisions.

The role emphasizes cross-functional impact and European expansion. You will lead analytics initiatives across Europe, enabling ML-based models and advanced analytics using SQL and Python.

Qualifications

• Minimum of 3 years of experience in leading cross-border teams in credit risk analytics.
• Proven track-record in data analytics and credit risk management in a banking, BNPL or fast-growing payments environment.
• Experience enabling machine learning-based models and advanced analytics for risk assessment and decisioning.
• Proficiency with SQL and Python for complex analyses.
• English language mandatory; German or Dutch is a plus.

Responsabilités

• Leading a high-performing team of risk analytics experts in an international setup.
• Using analytics tools and data-driven decision-making to solve fraud/solvency risk problems and support product expansion.
• Driving continuous improvement of data analyses and monitoring, establishing best practices for ad-hoc analyses.
• Providing risk insights for pricing requests and collaborating with internal stakeholders.
• Enabling ML-based models and advanced analytics for risk decisioning in cross-functional initiatives.
• Representing the Risk Analytics team in projects with analytics and implementation responsibilities.

Connaissances

Data analytics

Credit risk management

Team leadership

Machine learning concepts

Outils

SQL

Python

Description du poste

Company Description

Everyone's story matters. Come shape your story with us at Riverty.

But where does that take you?

To one of our 30 hybrid workspaces - designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it.

And there's more.

We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.

Job Description

We are looking for a Risk Analytics Lead (m/f/d) at our location in Amsterdam - flexible working conditions available. We are looking for a Lead for a Risk Analytics team with a strong analytical and hands-on attitude that is keen to have an impact on our risk analytics and related processes by data-oriented insights in terms of external end customer’s solvency / fraud indicators in a balanced risk decision environment. The focus of the team lies on helping our steering teams defining our risk strategy, its (further) development and the constant monitoring and steering according to it. In line with the company's overarching vision to become the most human-centric FinTech, the Risk Analytics team develops appropriate customer risk strategies for different markets and ecosystems. The organization is characterized by technology-based rapid learning and decision-making cycles and guided by a strong common purpose to jointly create value for all stakeholders. Strong footprint in DACH/NL & Nordics with further expansion ambition within Europe (example: France, Italy, Spain & UK).

Main Responsibilities Of The Risk Analytics Lead

• Leading a high-performing team of risk analytics experts in an international setup
• Ensuring that the team uses industry-standard analytics tools and data-driven decision-making to solve complex fraud / solvency risk related problems and support product expansion
• Driving continuous improvement of underlying data analyses, existing business processes and monitoring/reporting, while establishing best practices for ad-hoc and deep-dive analyses
• Providing risk insights for pricing requests and ensuring effective collaboration with internal stakeholders on analytical requirements
• Playing a key role in cross-functional Risk Data Science initiatives and in enabling machine learning based models and advanced analytics for risk decisioning
• Representing the Risk Analytics team in key projects with project responsibility for risk steering related analytics and implementation

You will lead the Risk Analytics team and work in close collaboration with other functions such as Risk Product, Risk Steering, Data Science, Pricing, Financial Controlling, Sales and Operations. The function is reporting into the Risk Analytics & Steering Lead, which is reporting into the global Client Underwriting Lead. The location is flexible, preferred locations are Luxembourg, Germany (Berlin, Verl, Baden-Baden) and the Netherlands (Amsterdam, Heerenveen).

Qualifications

• You have a proven track-record in data analytics and credit risk management, ideally within a Bank / BNPL industry / fast-growing payment industry.
• Minimum of 3 years of experience in leading (cross-border) teams in a relevant area such as credit risk analytics, ideally in an international, agile, cross-functional environment
• You have experience in successfully enabling machine learning-based models and advanced analytics for risk assessment and decisioning
• Expertise in using various programming languages (SQL and Python) to perform complex analytical tasks
• You embrace new technology and understand the potential of data and advanced analytics
• You are a strategic thinker with vision and a strong operator - you get things done
• Language: English (mandatory); German or Dutch is a plus

Additional Information

Disclosure requirements pertaining to the collection of your personal data: Responsible for processing the information provided in your application is the company specified in the job advertisement, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG. The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here. You can contact the company’s Data Protection Officer at the above-mentioned postal address. Further information on data protection and your rights can be found here.