Product Owner: Payments & Finance (AI-First)

RoomRaccoon; Breda; On-site; EUR 65,000 - 85,000; Full time

Benefits offered by this job

Performance bonuses

Employee Equity Scheme

Annual training budget

Birthday leave

Global Mobility

Job summary

RoomRaccoon, located in Breda, Netherlands, is seeking an AI-first Product Owner for Payments and Finance. This role drives product strategy and execution to enhance financial workflows using AI and automation, collaborating with multiple teams to produce high-impact solutions.

The ideal candidate will have extensive experience in product ownership, strong knowledge of payment processes, and a passion for AI-driven applications. The company offers a hybrid work environment and numerous employee benefits, promoting growth and impact.

Qualifications

• Experience as a Product Owner in fintech or SaaS environments.
• Strong understanding of payment flows and financial operations.
• Proven ability to execute quickly in fast-moving product environments.

Responsibilities

• Own the roadmap and execution for Payments and finance-related product initiatives.
• Build scalable payment and financial workflows to reduce friction.
• Use data and customer feedback to continuously improve product performance.

Skills

Product Ownership

Payments Knowledge

Financial Operations

AI-First Mindset

Agile Development

Strong Communication

Job description

Job title: Product Owner: Payments & Finance (AI-First)

Location: Breda, Netherlands

Language: English

Work-type: Hybrid

About RoomRaccoon

RoomRaccoon is a fast-growing hospitality SaaS company building one powerful platform for independent hoteliers on an international scale. We help hotels run smarter, sell better, and stay in control, from bookings and payments to revenue and automation, all in one system.

We move fast, think independently, and build technology that gives hotels a real competitive edge. Our team is global, ambitious, and hands‑on. We value ownership, momentum, and people who want to make an impact while beating yesterday, together. If you like building meaningful software with smart people, you’ll fit right in.

Your North Star

We’re looking for an AI‑first Product Owner with strong payments and finance domain knowledge and an obsession with execution.

This role sits at the intersection of payments, financial operations, automation, and AI‑powered product experiences. You’ll work closely with Product, Engineering, Finance, Data, Operations, and Commercial teams to build smarter financial workflows that scale globally.

You are not a “PowerPoint Product Manager.” You ship. You simplify. You solve operational pain points. You turn complexity into intuitive product experiences. You understand that modern product teams move with speed, ownership, and AI‑assisted execution.

Day in the life of the Product Owner: Payments & Finance (AI-First)

• Own the roadmap and execution for RoomRaccoon Payments and finance‑related product initiatives
• Build scalable payment and financial workflows that reduce friction for hoteliers and internal teams
• Identify opportunities where AI and automation improve reconciliation, reporting, fraud prevention, invoicing, payouts, and operational efficiency
• Work closely with Engineering, Finance, Customer Success, Support, and Commercial teams to turn operational pain points into product solutions
• Prioritize based on customer impact, revenue potential, operational efficiency, and speed to value
• Write clear product requirements, user stories, process flows, and acceptance criteria
• Lead initiatives from discovery through launch and iteration
• Use data, customer feedback, and business insights to improve product performance continuously
• Stay ahead of trends in fintech, embedded finance, AI tooling, workflow automation, and hospitality technology
• Help shape what AI‑first product ownership looks like inside RoomRaccoon

What success looks like

• Faster and smarter financial operations powered by automation and AI
• Seamless payment experiences for hoteliers and guests
• Reduced operational friction across finance and payments workflows
• Strong collaboration between Product, Engineering, Finance, and Operations
• High‑impact product delivery with measurable business results
• Scalable and compliant financial systems that support global growth

Core experience

• Experience as a Product Owner or Product Manager in fintech, payments, accounting, ERP, SaaS, or finance‑related environments
• Strong understanding of payment flows, reconciliation, invoicing, financial operations, and integrations
• Proven ability to execute quickly in fast‑moving product environments
• Experience working cross‑functionally with technical and non‑technical stakeholders
• Strong communication and prioritization skills
• Comfortable balancing customer needs, technical feasibility, and commercial impact
• Strong understanding of agile product development

AI‑First Mindset

• Strong interest in AI‑powered product development and operational automation
• Able to identify practical AI use cases that create measurable business value
• Familiarity with AI tooling, copilots, workflow automation, LLMs, or intelligent process optimisation
• Curious about how AI can improve product velocity, decision‑making, and customer experience

Technical & Domain Knowledge

• Payment gateways and payment infrastructure
• APIs and integrations
• Financial reporting and reconciliation
• Accounting and finance processes
• Compliance and security within financial systems
• Data‑driven product decision making

Who you are

• You take ownership and move fast
• You thrive in high‑growth environments
• You care about outcomes more than process theatre
• You communicate clearly and directly
• You challenge outdated ways of working
• You combine strategic thinking with hands‑on execution
• You embrace AI as a practical tool, not a buzzword
• You like solving operational complexity with intuitive product experiences

Nice to have

• Experience in hospitality tech, fintech, SaaS, or platform businesses
• Experience with international payment providers or embedded finance products
• Exposure to AI implementations, workflow orchestration, or automation tooling
• Experience with BI, analytics, or financial data products

Benefits

• Mac environment
• Performance bonuses
• Employee Equity Scheme
• Annual training budget
• Annual Hotel experience
• Birthday leave
• Long service leave and bonuses
• Quarterly team building budgets & office massages
• Friday lunches on us
• Global Mobility
• Hybrid model