Product Owner - Credit Risk Monitoring

ABN AMRO Bank N.V.; Amsterdam; On-site; EUR 110,000 - 140,000; Full time

Job summary

ABN AMRO Bank N.V. is seeking a seasoned Product Owner to maximise the value of the Credit Risk Monitoring & Risk Assessment domain. You will translate strategy and regulatory expectations into a clear backlog and use governance structures to drive multi-disciplinary DevOps teams.

The role sits within a major renewal programme for risk monitoring and reporting. The candidate will lead prioritised delivery across the credit value chain, collaborating with Risk, Finance, Data and IT while ensuring

Qualifications

• Master's degree or equivalent in Finance, Economics, Business, Econometrics, Data or related field.
• Significant experience in Product Ownership/Management or delivery leadership.
• Proven ability to translate strategy into roadmaps, backlogs and concrete results.
• Experience leading complex change in regulated environments.
• Experience with Agile and DevOps delivery in complex IT landscapes.
• Strong analytical judgement for evidence-based decisions.
• Ability to prepare clear decision papers and communications for senior management/audit.

Responsibilities

• Own and communicate the product vision and roadmap for Credit Risk Monitoring & Risk Assessment.
• Lead delivery of the new monitoring and assessment framework across the credit value chain.
• Translate objectives into a prioritised, outcome-focused backlog.
• Balance value, risk and complexity with strategic alignment and timelines.
• Align stakeholders across Risk, business, Finance, Data and IT on priorities.
• Guide DevOps teams, remove impediments and ensure delivery commitments.
• Maintain application stability, control requirements and technical health.
• Manage cross-team dependencies and adoption of new capabilities.

Skills

Product Ownership

Agile Delivery

DevOps

Stakeholder Leadership

Executive Communication

Leadership

Learning Agility

Credit Risk Domain

Education

Master's degree in Finance/Economics/Business

Job description

At a glance

Shape the future of Credit Risk Monitoring. You will set the vision, roadmap and priorities for a strategically important product area, connecting Risk, business, Finance, Data and IT to deliver scalable monitoring and risk assessment solutions across the credit value chain.

Your job

As Product Owner, you are accountable for maximising the value of the Credit Risk Monitoring & Risk Assessment product domain. You translate strategy, policy, methodology and regulatory expectations into a clear planning and prioritised backlog, and you create the conditions for multidisciplinary DevOps teams to deliver.

The bank is renewing its Credit Risk Monitoring framework through a major strategic programme. You will help bring the new risk assessment and monitoring framework to life, balancing rapid implementation with business value, regulatory compliance, technical sustainability and operational stability.

In this role, you will:

• Own and communicate the product vision, strategy for Credit Risk Monitoring & Risk Assessment.
• Lead delivery of the new monitoring and assessment framework across the credit value chain.
• Translate strategic objectives and stakeholder needs into a prioritised, outcome-focused backlog that is effectively managed and delivered.
• Make transparent trade-offs based on value, risk, urgency, complexity and strategic alignment.
• Align senior stakeholders across Risk, business, Finance, Data and IT on priorities and decisions.
• Guide DevOps teams, remove impediments and ensure realistic, visible delivery commitments.
• Balance change delivery with application stability, control requirements and technical health.
• Manage cross-team dependencies and drive adoption of new capabilities and ways of working.
• Build the governance, ownership and collaboration model needed for effective programme execution.

Working environment

You will join the Financial Risk Grid and work with product owners, Business Developers, and IT solution designers and engineers, data specialists and credit risk experts. The product domain spans obligor monitoring, portfolio oversight and risk assessment, with direct links to origination, provisions, capital and reporting.

The strategic programme is in an intensive set-up and delivery phase. You will operate in a fast-paced, highly connected environment where choices quickly move into implementation and where clear leadership, learning agility and decisive collaboration are essential.

Your profile

You are a credible product leader who combines strategic direction with delivery discipline. You create clarity in complexity, challenge constructively and bring teams and stakeholders together around shared outcomes.

Required leadership skills

• Vision and direction: set a compelling product vision and translate it into an executable roadmap.
• Decisive prioritisation: make and defend clear choices while maintaining trust with stakeholders.
• Stakeholder leadership: align senior, demanding and sometimes competing stakeholders around common outcomes.
• Team empowerment: give DevOps teams context, focus and autonomy, and remove barriers to delivery.
• Outcome ownership: take accountability from strategic intent through implementation, adoption and measurable value.
• Constructive challenge: identify the question behind the question and challenge assumptions with evidence.
• Leadership in ambiguity: create structure, governance and momentum while the programme and teams are still evolving.
• Learning agility: absorb new credit risk, data and technology concepts quickly and adapt to changing priorities.
• Executive communication: communicate decisions, trade-offs, risks and progress with clarity and authority.
• Domain leadership: combine product leadership with credible knowledge of the credit risk value chain, monitoring and risk assessment.

Experience and expertise

• Master's degree in Finance, Economics, Business Administration, Econometrics, Data or a comparable field.
• Significant experience in Product Ownership, Product Management or a comparable delivery leadership role.
• Proven experience translating strategy into roadmaps, backlogs and concrete results.
• Experience leading complex change in a regulated or highly controlled environment.
• Experience with Agile and DevOps delivery and complex business and IT landscapes.
• Strong analytical judgement and the ability to make evidence-based product decisions.
• Ability to prepare clear decision papers, roadmap updates and formal communications for senior management, audit and regulatory audiences.
• Strong written and verbal communication skills in English.
• Strong knowledge of the end-to-end credit risk value chain, including origination, assessment, monitoring, early-warning, risk classification, remediation and reporting.
• Proven experience in Credit Risk Monitoring, Risk Assessment or a closely related credit risk domain within banking.
• Ability to translate credit risk policy, methodology and regulatory expectations into product capabilities, processes, data and controls.
• Experience with regulatory-driven change and interactions with senior management, audit, compliance and supervisory stakeholders.

We are offering

We believe it is important to be a good employer. Joining us means stepping into a role with impact, supported by excellent employment conditions that foster your job satisfaction, development, and wellbeing.

In addition, we offer:

• An attractive gross monthly salary based on a 36-hour work week, including holiday allowanceand a flexible benefit budget.
• An excellent pension scheme, ensuring that you are well prepared for the future.
• Flexibility in working: working from home is possible in consultation with your team and depending on your role. We will provide an ergonomic home office setup for you.
• Plenty of room for relaxation with five weeks of vacation per year, supplemented by two mandatory days off. You can also purchase up to four additional weeks of vacation annually.
• Five "Banking for better days": extra days off that you can use for personal development or volunteer work.
• Personal development is key: you receive a development budget of €1,000 per year, which can accumulate up to €3,000.
• An annual public transport pass with free public transportation throughout the Netherlands for both business and private use.

You can find more information about our employment conditions and salary scales in our Collective Labour Agreement (CLA), which applies to this vacancy.

Your Future: Inclusive, Innovative, Sustainable

At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision ofbeing a personal bank in the digital agealigns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future-proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future.

If you want to apply for the B-Able or Reboot program, make sure to mention it both in the title and the content of your resume.

Use of AI in our application process

You're welcome to use AI to help write your CV or cover letter, as long as it reflects your own story. We review every application personally and without AI. During interviews, real time AI tools may not be used. With your permission, interviews can be recorded and supported by AI. This helps us keep the process fair, careful, and transparent.