Turn your idea into a high-growth digital startup with a full team to support you, salary, €900K in phased funding, Achmea’s network & experts.
You’ve got a product idea.
Maybe even a prototype.But you're stuck on the next steps, or would like to go faster!
- How do I validate the problem?
- How do I find a co-founder?
- How do I land a first customer?
- How do I get funding—without giving away half the company?
That’s where we come in.At our Achmea Impact Ventures, we act as a venture builder and back technical founders who bring strong ideas but need the right structure, support, and team to build a real startup around it.You bring the product vision.We’ll help you turn it into a company.
What we do
Achmea Impact Ventures is a corporate startup studio - we create startups from scratch.
We become your co-founder.
- You bring a clear product idea that fits within one of our focus areas
- We support you with a salary, funding (up to €500K), and a dedicated team
- Together, we validate the problem, build the MVP, and take it to market
- If successful, we spin out the company with you in the lead, and with significant equity for you.
What you’ll do
- Validate your idea and user needs with support from our research team
- Shape the product roadmap and MVP strategy
- Build the MVP - hands-on or together with our in-house developers
- Test and iterate with early users
- Hire and lead your tech team as the venture grows
- Work alongside a commercial co-founder (if matched during the process)
What we offer
- Funding: Up to €500K, provided in stages based on traction
- Salary: You’ll be paid from day one to focus full-time on the venture
- Dedicated build team: Product designers, data engineers, software engineers, marketers, and researchers
- Network access: Achmea can open doors, be your first customer, or connect you with partners
- Structured process: Clear milestones, commercial sparring, and founder coaching
- Founder equity: up to 70%
Examples of ventures built with us
- FemmeUp: Women’s health platform tackling absenteeism. Used our network to land B2B clients.
- alex.ai: Legal AI assistant trained on millions of historical claims.
- lekkerbezig!: SaaS product supporting employee development for large employers.
Your idea must fit one of our domains:
- Health & Wellbeing
- Future of Work
- Sustainable Action
- Healthy Finances (non-insurance)
We don’t build:
- Hardware or physical product ventures
- Crypto, medtech, or science-based tech
- Products reliant on 3rd-party IP
- Ideas needing policy change or multi-stakeholder system shifts
- Tools just for Achmea
- Vague behavioural ideas without a clear business model
- One-time-use or prevention-only models
Requirements
- You have a clear product idea, ideally with early user feedback or a prototype
- You’ve built and shipped digital products before
- You have a strong technical background and can lead architecture, dev, and iteration
- You want to build a company, not just write code
- You have a deep understanding of the problem you’re solving - not just the tech
- You’re fully committed - this is not a side project
- You’re open to sparring on the commercial side and shaping the business with us