VP2, Portfolio Risk Analyst (Unsecured), PFS

United Overseas Bank; Kuala Lumpur; On-site; MYR 80,000 - 100,000; Full time

Job summary

A leading Asian bank located in Kuala Lumpur is seeking an experienced credit risk analyst to perform insightful analysis and support credit strategy development. Candidates should have over 7 years of experience in credit risk or related fields, with a strong understanding of unsecured lending products. The role requires proficiency in data analysis tools such as SAS, SQL, Python, and Excel. The bank values a detail-oriented approach and effective communication skills in both verbal and written forms.

Qualifications

• 7+ years of experience in credit risk, portfolio analytics, or related roles in financial services.
• Solid understanding of unsecured lending products and risk management principles.
• Experience working with large datasets.

Responsibilities

• Perform insightful analysis to support credit strategy formulation.
• Responsible for policy renewal based on risk assessments.
• Collaborate with teams to support new initiatives.

Skills

Data analysis tools (SAS, SQL, Python, Excel)

Communication skills

Detail-oriented

Teamwork

Education

Bachelor's degree in relevant fields (mathematics, statistics, computer science, engineering)

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• To perform insightful analysis and review in supporting sound credit strategy formulation / decision-making on a proactive and dynamic approach
• Responsible for policy renewal, policy tightening or relaxation based on risk and reward assessments.
• Collaborate with cross-functional teams to support new initiatives or effective strategies
• Identify potential areas for improvement within existing risk assessment processes and make recommendations for enhancements
• Support regulatory reporting and ensure compliance with internal risk policies

Job Requirements

• Bachelor's degree in mathematics, statistics, computer science, engineering or other relevant field
• 7+ years of experience in credit risk, portfolio analytics, or related roles in financial services
• Solid understanding of unsecured lending products and risk management principles
• Experience working with large datasets and strong proficiency in data analysis tools (e.g., SAS, SQL, Python, Excel)
• Excellent communication skills and ability to effectively present findings both verbally and written
• Detail oriented with strong organizational abilities
• Ability to work independently and as part of a team

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate’s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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