Vice President, Risk - Regional Credit Management MY

CIMB Bank Berhad; Kuala Lumpur; On-site; MYR 200,000 - 250,000; Full time

Job summary

A leading financial services provider in Kuala Lumpur is seeking a Vice President for Regional Credit Management. The role involves overseeing Non-Retail credit risks, providing independent credit evaluations, and ensuring compliance with relevant frameworks and regulations. The ideal candidate will have substantial experience in credit risk management and strong leadership skills. Competitive salary offered.

Qualifications

• Minimum of 7 years of experience in credit risk management or related fields.
• Proven track record in credit evaluation and approval processes.
• Experience in managing teams and delivering risk assessments.

Responsibilities

• Oversee and monitor Non-Retail credit risks across regional portfolios.
• Provide independent credit evaluations for Non-Malaysian counterparties.
• Ensure compliance with bank frameworks and regulatory requirements.

Skills

Risk management

Credit analysis

Regulatory compliance

Leadership

Education

Bachelor's degree in Finance or related field

Job description

Vice President, Risk – Regional Credit Management MY

Assisting Co-Head, Regional Non-Retail Credit Risk to oversee and monitor the Non-Retail credit risk of regional portfolios that are under the purview of Regional Credit Management as well as alignment of various frameworks, policies and procedures.

To provide written independent credit evaluations for all credit requests for Non-Malaysian centric counterparties prior to submission to the relevant credit approving authority for decision or for concurrence (in the case of overseas subsidiaries or affiliates).

To approve the credit requests under JDA of COE – Credit Risk, where applicable.

To review and/or approve (as provided for under JDA of CoE - Credit Risk) the Group’s holdings of fixed income securities of any currency issued by Non-Malaysian Centric issuers.

To review and provide credit risk advice for decisions by relevant committees to new product proposal or programme from Group’s BU for corporate borrowers / customers and non – Treasury related products.

Take responsibilities as a second line of defence for portfolio quality (via Early Warning and Watchlist procedure).

To ensure credit approvals comply with all relevant Bank frameworks, policies and procedures, and regulatory requirements. To actively involve and encourage self-identify of operational risk issues.

Any other functions as directed by Head of Regional Credit Management, Co-Heads, Regional Non-Retail Credit Risk and GCRO.

Application Questions

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years' experience do you have as a Vice President?
• How many years' experience do you have in a credit management role?

About CIMB Group

CIMB Group is one of ASEAN’s leading universal banking groups and is Malaysia’s second largest financial services provider, by assets. It offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. Headquartered in Kuala Lumpur, the Group is present in all 10 ASEAN nations (Malaysia, Indonesia, Singapore, Thailand, Cambodia, Brunei, Vietnam, Myanmar, Laos and Philippines). Beyond ASEAN, the Group has market presence in China, Hong Kong, India, Sri Lanka, Korea, the US and UK.

CIMB Group operates its business through three main brand entities, CIMB Bank, CIMB Investment Bank and CIMB Islamic. CIMB Group is also the 92.5% shareholder of Bank CIMB Niaga in Indonesia, and 94.8% shareholder of CIMB Thai in Thailand. The Group is listed on Bursa Malaysia via CIMB Group Holdings Berhad. It had a market capitalisation of approximately RM48.9 billion as at 30 September 2019 and employs around 36,000 people across 16 countries.