Vice President, Capital Financing

OSK CAPITAL SDN. BHD.; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

A financial services company based in Kuala Lumpur seeks an independent credit evaluator. The ideal candidate will conduct comprehensive credit assessments and ensure the quality of assets. This role requires a minimum of 7 years of business credit experience in areas such as Property Development and Construction financing. Applicants should be familiar with asset-backed lending and the regulatory landscape in Malaysia.

Qualifications

• Minimum 7 years of business credit experience, especially in Property Development and Construction financing.
• Familiar with asset-backed lending and regulatory requirements.
• Ability to evaluate credit using data analysis and business acumen.

Responsibilities

• Engagement with senior management on risk issues.
• Perform independent credit assessments on all applications.
• Monitor the financing portfolio and ensure timely action on credit standing deteriorations.
• Ensure adherence to internal guidelines and regulatory requirements.

Skills

Credit assessment

Data analysis

Interpersonal skills

Knowledge of regulations in Malaysia

Job description

We are looking for an independent credit evaluator to ensure comprehensive credit assessment for informed credit decisioning and superior assets quality.

Job Description

Engagement with Business Unit and Senior Management on risk issues in relation to business initiatives to be implemented by the Group.

Perform independent credit assessment, i.e.: credit profile, structure and customer due diligence etc. on all credit applications within the Group, and ensure assets booked are of superior quality.

Review, devise and improve the credit parameters for portfolio lending that the Group exposed to.

Close monitoring of the Group financing portfolio and ensure prompt actionable are taken in a timely manner should there be any deterioration in the credit standing of customers.

Ensure adherence to internal guidelines, policies and regulatory requirements etc. for all credit applications within the Group.

Joint site visits with Business Unit to evaluate the quality / marketability of collateral and ascertain its suitability in relation to the financing application.

Job Requirements

Min 7 years of business credit experience, notably in Property Development & Construction financing, land bank financing, asset backed financing, share margin financing etc.

Familiar with asset-backed lending, development and construction financing, mezzanine loans, and other types of commercial real estate financing.

Familiar with responsible lending and regulatory requirements in Malaysia.

Capability to evaluate credit by using a combination of data analysis and business acumen, notably on evaluating the merits and risks of various types of loans by using factual arguments.

Familiar with the historical developments, current issues and evolving trends in the commercial real estate market in Malaysia.

Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.

Good personality, high integrity, proper track record and able to work independently with excellent interpersonal skills.