Team Lead, SME Product & Portfolio Management

Alliance Bank; Kuala Lumpur; On-site; MYR 75,000 - 90,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a Product Manager to oversee the design, development, and lifecycle management of products tailored for SMEs. This role involves defining the product roadmap, leading product development teams, and managing the performance of the SME portfolio. Successful candidates will have experience in product lifecycle management and strong analytical skills. The position offers opportunities for growth and strategic impact within the organization.

Qualifications

• Experience in product lifecycle management.
• Strong analytical skills and data-driven mindset.
• Ability to lead cross-functional teams.

Responsibilities

• Define and execute the SME product roadmap according to business strategy.
• Identify opportunities for new products and enhancements.
• Manage the performance of the SME portfolio.

Job description

Responsible for leading the design, development and lifecycle management of innovative product programs and solutions tailored for SMEs. This role combines strategic product ownership, cross-functional leadership and market insight to deliver profitable, customer centric product offerings, aligned with business objectives.

Key Responsibilities

• Define and execute the SME product roadmap in line with business strategy and market needs
• Identify opportunities for new SME products, enhancements and value added services
• Lead end‑to‑end product development from concept, business case and design to launch and post launch optimization
• Ensure products comply with regulatory risk and internal governance requirements
• Drive continuous improvement through data analysis and customers feedback
• Manage product pricing, features and lifecycle decisions (enhancement, sunset, replacement.

On Porfolio Management, responsible for overseeing the performance, risk and profitability of Group SME portfolio, which aime to ensure optimal portfolio growth, asset quality and RAR through proactive monitoring, analytics and strategic portfolio growth initiatives.

• Develop and execute SME portfolio management strategies aligned with business and risk appetite.
• Monitor portfolio growth, yield, profitability and risk metrics (e.g. NPLs, vintage analysis, concentration risk)
• Drive portfolio optimization through segmentation, pricing, limit management and product mix.
• Support portfolio growth initiatives while maintaining asset quality

Analytics &

• Lead portfolio analytics, stress testing and scenario analysis
• Prepare and present regular portfolio performance reports to senior management and stakeholders.
• Use data insights to identify trends, risks and opportunities within the SME portfolio