SME Remedial Management Unit Specialist

AmBank; Kuala Lumpur; On-site; MYR 120,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a professional to manage high-risk accounts and implement remedial strategies. The ideal candidate will possess a Bachelor Degree and at least 8 years of banking experience, including 5 years in remedial management. Key responsibilities include assessing early warning accounts, proposing recovery strategies, and ensuring compliance with guidelines. This role offers a competitive compensation package and a chance to make a significant impact within the organization.

Qualifications

• 8 years working experience in banking industry, preferably with 5 years in remedial management.
• Experience in reschedule & restructuring of credit facilities in SME space.
• Ability to lead and supervise team members effectively.

Responsibilities

• Review Early Warning (EW) triggered accounts for detection of problematic accounts.
• Manage potential problematic accounts through site visits.
• Recommend account strategies for watchlist accounts.

Skills

Credit risk assessment

Remedial management

Relationship management

Team leadership

Education

Bachelor Degree in Finance/Accountancy/Economic

Job description

Review Early Warning (EW) triggered accounts or high-risk accounts for early detection of potential problematic accounts for Restructuring & Rescheduling (R&R) and/ or exit to minimize credit losses.

Carry out site visits to manage potential problematic accounts.

Review and recommend the review of watchlist accounts with appropriate account strategy.

Proactively R&R/ exit the credit facilities of problematic accounts.

Deliver a sound remedial management strategy on Enterprise Banking space to safeguard Bank's interest as to minimize impairment & loan loss provisions

Ensure effective remedial management functions and compliance of guidelines & policies

Ensure continuous periodic review of internal procedures and external guidelines for effective remedial management

Enhance analysis on remedial portfolio to support swift decision making & strategy planning

Review and recommend the R&R and Annual Review of UA accounts in timely manner

Qualifications & Skills:

Bachelor Degree in Finance/Accountancy/Economic or related field. Professional qualifications is an added advantage.

Preferably 8 years working experience in banking industry with 5 years in remedial management/ relationship management within business banking.

Experience in early warning and rehab management which includes reschedule & restructuring of credit facilities in SME space.

Ability to lead and supervise team members effectively.

Independent and ability to work closely with different executive levels across various departments.