SME Relationship & Credit Growth Manager

AFFIN Group; West Coast Division; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading financial institution in Malaysia is looking for candidates to manage account profitability, monitor credit risks, and establish strong client relationships. The ideal candidate holds a relevant degree, has experience in marketing and credit processing, and is fluent in Bahasa Malaysia and English. This role presents an exciting opportunity to contribute to critical operations while navigating industry trends.

Qualifications

• Degree in Accounting, Finance, Banking, Business, Economics or any similar discipline.
• Experienced in marketing and credit processing.
• Strong command of Bahasa Malaysia and English, both oral and written.
• Good public speaking and presentation skills.
• Overall Bank's Credit, Operations and Product knowledge.
• Keep abreast with SME issues, policies and trends in the country.
• Basic business acumen and industry knowledge.

Responsibilities

• Maximise earnings potential and revenue of relationship.
• Review and monitor performance of accounts.
• Ensure promptness and quality of credit processing.
• Monitor overdue accounts and undertake prompt measures to prevent NPLs.
• Provide customer level information to relevant parties within the Bank.
• Facilitate the drawdown of facilities.
• Support, identify, solicit and establish a high value client base.
• Accountable for customer relationship and customer interface.
• Manage proactively a portfolio of SME accounts by monitoring credit risk.
• Coordinate with branches / head office to maximize process efficiency.

Skills

Marketing experience

Credit processing expertise

Fluent in Bahasa Malaysia

Fluent in English

Public speaking skills

Presentation skills

Education

Degree in Accounting, Finance, Banking, Business, Economics or similar

Job description

A leading financial institution in Malaysia is looking for candidates to manage account profitability, monitor credit risks, and establish strong client relationships. The ideal candidate holds a relevant degree, has experience in marketing and credit processing, and is fluent in Bahasa Malaysia and English. This role presents an exciting opportunity to contribute to critical operations while navigating industry trends.