SME Loan Specialist (Location: Beachstreet/Butterworth, Penang)

Alliance Bank Malaysia Berhad; Penang; On-site; MYR 20,000 - 100,000; Full time

Job summary

A leading financial institution in Malaysia is seeking candidates for a Sales role focused on SME loans and deposits. The role requires strong analytical and communication skills, along with a commitment to sales targets. Candidates with a degree or diploma are preferred. This role encourages fresh graduates and offers mentorship and training to become financial advisors.

Benefits

Bank-sponsored training schemes

Opportunities for career advancement

Networking with industry leaders

Qualifications

• 1-2 years working experience in Banking Sales (fresh graduates encouraged to apply).
• Must possess own transport.
• Good analytical skills in financial accounts and cash flow analysis.

Responsibilities

• Develop overall business for SME loan and deposit products.
• Manage customer relationships to develop and sustain business flow.
• Implement marketing plans and monitor loan accounts.

Skills

Analytical skills in financial accounts

Strong communication skills

Sales-driven culture inclination

Results-driven commitment

Education

Recognised Degree/Diploma

Job description

Overview

Sales role where we train and expose the new hires to the art of selling and credit evaluation. Credit skills are essential as this sales involves pitching to SME business owners. This journey will prepare you for a successful career in becoming a Relationship Manager or Team Leads in the future.

Responsibilities

• Responsible for overall business development on SME loan and deposit products.
• Managing customer relationships with an aim to develop and sustain business flow to achieve bank’s business objective.
• Other duties include developing and implementing marketing plans as well as administering and monitoring loan accounts.
• Solicit and develop new client relationships to drive the SME business to new heights.
• Enhance existing customer relationships and cross-sell the Bank's products.

What you can Learn & Benefits

Get insights on business models, how business owners operate their business, how they start/embark, listen to their journey, struggles, opportunities and their inspiration.

See for yourself manufacturing processes, observe during site visits, learn tips and tricks.

Associate yourself and build your business networking through industry leaders, industry associations.

What the reported financial data means vs what you listen from the business owners.

Get rewarded while you help customers to build their finances.

In time, you will be able to provide sound business and financial advisory through mentoring from your team leaders/senior.

Bank sponsored training schemes to guide you step by step to be a successful financial advisor. Get certified as Chartered Banker through IBBM courses.

Requirements

• Possess a recognised Degree/ Diploma with good analytical skills in financial accounts and well-versed in cash flow analysis
• Strong communication and interpersonal skills
• Must have a strong inclination towards a sales-driven culture
• Results driven with strong commitment to achieve sales target set by bank
• Possess own transport
• 1-2 years working experience in Banking Sales (fresh graduates are encourage to apply)
• Kindly provide your CV in this application

Salary & Application

Unlock job insights

Salary match Number of applicants Skills match

Your application will include the following questions:

• Which of the following types of qualifications do you have?
• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following languages are you fluent in?
• Do you have experience in a sales role?
• Do you possess or have access to your own transportation?
• Do you have sales experience in the banking & credit industry?

About Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.

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