Senior Merchant Risk Analyst & Underwriting

Razer; Shah Alam; On-site; MYR 100,000 - 130,000; Full time

Job summary

A leading global gaming company in Shah Alam is seeking a Risk Assessment Lead to evaluate complex merchant applications and oversee the underwriting team. The ideal candidate will have over 5 years of experience in risk analysis, excellent decision-making skills, and the ability to mentor junior staff. This position offers a chance to work in a dynamic environment focused on compliance and risk management.

Qualifications

• 5+ years of experience in risk analysis or underwriting, ideally in e-commerce.
• Professional certifications in risk management are preferred.
• Proven track record in handling complex risk assessments.

Responsibilities

• Evaluate and underwrite complex merchant applications.
• Perform ongoing risk assessments on high-risk portfolios.
• Lead the underwriting team and provide mentorship.

Skills

Risk assessment

Stakeholder management

Data analysis

Communication skills

Mentorship

Education

Bachelor's Degree in Finance, Business Administration, Economics, or Risk Management

Tools

Risk management tools

Job description

Overview

Joining Razer will place you on a global mission to revolutionize the way the world games. Razer is a place to do great work, offering you the opportunity to make an impact globally while working across a global team located across 5 continents. Razer is also a great place to work, providing you the unique, gamer-centric #LifeAtRazer experience that will put you in an accelerated growth, both personally and professionally.

Responsibilities

Lead Risk Assessment & Underwriting:

• Evaluate and underwrite complex merchant applications, including high-risk industries and high-value accounts.
• Conduct Enhanced Due Diligence (EDD) and perform in-depth reviews of business models to identify potential risk factors.
• Approve or decline merchant applications based on thorough analysis and strategic risk considerations.

Advanced Portfolio Monitoring & Management:

• Perform ongoing risk assessments and detailed reviews of the merchant portfolio, flagging high-risk behaviors.
• Oversee Ongoing Due Diligence (ODD) and ensure all high-risk merchants meet regulatory and compliance requirements.

Assist in Team Management & Mentoring:

• Assist the Manager in leading the underwriting team, providing daily support and direction.
• Mentor junior analysts by reviewing their work, offering feedback, and providing training on complex cases.
• Support team performance by ensuring adherence to best practices and risk management policies.

Policy and Process Enhancement:

• Develop and refine underwriting and risk management policies to ensure compliance with industry standards.
• Implement process improvements to enhance the efficiency and effectiveness of risk assessments.

Stakeholder Engagement & Reporting:

• Serve as the primary contact for escalated risk cases, providing clear analysis and strategic recommendations.
• Collaborate with Sales, Operations, and Compliance teams to support business needs and strategic decisions.
• Prepare and present comprehensive risk reports and insights for senior management.

Pre-Requisites

Pre-Requisites:

• Bachelor’s Degree in Finance, Business Administration, Economics, Risk Management, or a related field.
• Professional certifications in risk management, compliance, or fraud prevention are strongly preferred.
• 5+ years of experience in risk analysis, underwriting, or a related field, ideally within the e-commerce or payments industry.
• Proven track record handling complex risk assessments and high-risk merchant cases.
• In-depth understanding of risk management principles, fraud detection, and compliance standards.
• Strong decision-making capabilities with the ability to evaluate high-impact cases.
• Proficiency in using risk management tools and advanced data analysis.
• Excellent communication skills for stakeholder management and mentorship.
• Ability to work independently and lead initiatives within a fast-paced environment.
• Willingness to work in I-City, Shah Alam.

Are you game?