Senior Executive/Manager, SME Collections Strategy

Alliance Bank Malaysia Berhad; Kuala Lumpur; On-site; MYR 70,000 - 90,000; Full time

Job summary

A leading Malaysian bank is seeking a Senior Executive/Manager to develop and implement SME Collections strategies. The role involves analyzing delinquency trends and collaborating with various units to execute effective credit strategies. Candidates should have at least 3 years of banking experience in data management and analytics, strong knowledge of BNM regulations, and proficiency in SAS and SQL. Competitive salary and career growth opportunities are offered.

Qualifications

• 3+ years of experience in banking focused on data management and analytics.
• Strong understanding of BNM regulatory guidelines.
• Knowledge of credit evaluation and legal documentation processes.

Responsibilities

• Develop and implement SME Collections strategies aligned with Bank objectives.
• Analyze delinquency trends and support strategy adjustments.
• Collaborate with internal teams to execute credit strategies.

Skills

Data management and analytics

SAS

SQL

Programming languages (Python, MATLAB, R, VBA)

Microsoft Office

Job description

Senior Executive/Manager, SME Collections Strategy

Assist in developing and implementing SME Collections strategies aligned with the Bank’s objectives.

Support the evaluation and coordination of external service providers to enhance collection efforts, including performance tracking through MIS.

Maintain and improve MIS dashboards and reporting tools to monitor collection activities.

• Work closely with SME Remedial teams to align MIS and analytics efforts, particularly in early warning triggers, rehabilitation tracking, and portfolio monitoring.

Analyze delinquency trends, impaired loan ratios, and Expected Credit Loss (ECL) to support strategy adjustments.

Collaborate with internal teams across SME Collections, Remedial, Risk, and Business units to ensure effective execution of credit strategies.

Key Requirements:

• Preferably 3 of banking experience in Data management and analytics for credit / collection / remedial / sales
• Programming language: SAS & SQL. Others programming languages like Python, MATLAB, R, VBA will be an added advantage.
• Well verse in BNM regulatory guidelines
• Good knowledge of judicial/legal systems and other related loan management matters
• Knowledge of credit evaluation / legal documentation / general recovery processes
• Product knowledge (Types of credit products/legal documentation)
• Ability to work closely with all other relevant parties
• Proficiency in Microsoft Office

About Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.