Senior Credit Analyst — Real Assets & FIG Financing

uobgroup; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd is seeking a Credit Analyst for the Global Funds & Financial Sponsor team within FIG. You will perform credit analysis and structuring for diverse asset classes, prepare ratings and reviews, and assess creditworthiness against internal standards.

The role requires degree in accounting/finance, strong credit risk and financial analysis skills, and effective communication. You will coordinate with multiple stakeholders and may participate in ad-hoc risk projects.

Qualifications

• Degree in Accountancy, Business Administration or Banking & Finance preferred.
• Strong understanding of credit risk and financial analysis.
• Good understanding of banking products and their risks.
• Strong interpersonal and communication skills.

Responsibilities

• Perform credit analysis and structuring for Global Funds & Financial Sponsor (GFFS) team within FIG Department.
• Prepare credit rating, periodic financial and credit reviews on GFFS borrowers and ensure timely reviews.
• Evaluate overall credit worthiness and ability to meet obligations for traditional credit-based products.
• Assess proposed transactions against credit standards and internal policies.
• Structure proposals according to borrower demands and bank risk appetite.
• Ensure accuracy of internal credit rating factors proposed by business units.
• Coordinate with internal business, product and other partners across Head Office, overseas branches and subsidiaries.
• Assist team on business and financial analysis for existing and prospective clients to identify gaps and opportunities.
• Supervise and train junior analysts.
• Participate in client calls/meetings/documentation discussions as required.
• Engage in ad-hoc projects like stress tests, RWA optimization and counterparty risks.

Skills

Credit risk

Financial analysis

Credit structuring

Communication skills

Education

Degree in Accountancy, Business Administration or Banking & Finance

Job description

United Overseas Bank (Malaysia) Bhd is seeking a Credit Analyst for the Global Funds & Financial Sponsor team within FIG. You will perform credit analysis and structuring for diverse asset classes, prepare ratings and reviews, and assess creditworthiness against internal standards.

The role requires degree in accounting/finance, strong credit risk and financial analysis skills, and effective communication. You will coordinate with multiple stakeholders and may participate in ad-hoc risk projects.