Senior Credit Analyst - Hire Purchase (KL/Penang/Johor)

TWY Search International Sdn Bhd; George Town; On-site; MYR 40,000 - 60,000; Full time

Job summary

A financial services company in George Town, Malaysia is seeking a Loan Analyst to process hire purchase loan applications. The ideal candidate will have a degree in Finance or related fields and 3-5 years of credit decision-making experience. Responsibilities include evaluating loan applications, verifying customer information, and leading a small team. Benefits include subsidised car parking.

Benefits

Subsidised Car Parking

Qualifications

• Minimum 3 to 5 years of experience in credit decision-making with delegated authority.
• Strong track record in credit assessment and evaluation.
• Ability to lead a small team of junior credit executives.

Responsibilities

• Process, evaluate, and approve Hire Purchase (HP) loan applications.
• Review supporting income documents and carry out an independent credit review.
• Perform verification on the customer’s personal and/or employment information.
• Conduct or facilitate knowledge sharing with Credit Officers or related teams.

Skills

Credit Analysis

Credit Processes

Credit Application Review

Education

Degree holder in Business / Commerce / Economics / Finance / Banking

Job description

This job is all about analyzing loans! You’ll review applications for hire purchase loans, check financial documents, confirm customer info, and share insights with your team. You might like this job because you enjoy helping people with their financial needs!

• Process, evaluate, and approve Hire Purchase (HP) loan applications in accordance with guidelines and procedures.
• Review supporting income documents and carry out an independent credit review.
• Perform verification on the customer’s personal and/or employment information.
• Conduct or facilitate knowledge sharing with Credit Officers or any related team/department.

Job Requirements

• Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
• Minimum 3 to 5 years of experience in credit decision-making with delegated authority to approve, preferably from a banking or financial services environment
• Strong track record in credit assessment and evaluation
• Ability to lead a small team of junior credit executives

Skills

• Credit Analysis
• Credit Processes
• Credit Application Review

Company Benefits

• Subsidised Car Parking