Senior Analyst / Lead Analyst – Credit Risk Modelling, Risk Portfolio Management

OCBC Bank (China) Ltd.; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Professional development opportunities

Job summary

OCBC Bank (China) Ltd. is seeking a Senior Analyst / Lead Analyst for Credit Risk Modelling in Kuala Lumpur. This role entails developing and maintaining credit risk models for various segments while ensuring compliance with regulations.

Ideal candidates will have a degree in a quantitative discipline and relevant experience in credit risk management. Our commitment to your growth means excellent professional development opportunities are available.

Qualifications

• 3-5 years experience for Senior Analyst or 5-7 years for Lead Analyst.
• Strong knowledge of Basel III and IFRS regulations.
• Experience in credit risk management.

Responsibilities

• Develop and maintain credit risk models.
• Monitor and back-test models for performance.
• Engage with stakeholders for analytical solutions.

Skills

Credit analysis/modelling

Strong communication skills

Quantitative analysis

Data handling

Analytical thinking

Education

Degree in Quantitative/Financial discipline

Job description

## Senior Analyst / Lead Analyst – Credit Risk Modelling, Risk Portfolio ManagementApplyremote type: Onsitelocations: OCBC Malaysia, Menara GE2time type: Full timeposted on: Posted Todayjob requisition id: JR00008366# **WHO WE ARE:**As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.Your Opportunity Starts Here.# **About the Team:**Credit Risk Modelling is a high-profile, multi-disciplinary risk analytics team that covers credit risk models at OCBC Group. The key functions CRM performs include developing, implementing and managing various types of credit risk models, such as Credit risk Scorecards, Internal Rating models, IFRS 9 based Expected Credit Loss models, Credit Stress Testing models, Economic Capital models and Machine Learning models that support Group’s credit risk measurement. These models are embedded in the credit underwriting, customer selection, limit setting, early warning and problem recognition, as well as assessment of capital and provision adequacy.**Job position available:**We have an opportunity available for a Senior Analyst / Lead Analyst in the following area:* Develop, implement, and maintain credit risk models supporting the Consumer, Small Business and Wholesale segments of the Group* Monitor, back-test and report performance of the models to ensure adherence to performance standards and early detection of weaknesses.* Develop and maintain user requirements, parameters and configurations of systems housing the models.* Develop in-depth expertise in credit risk modelling methodologies* Work closely with independent model validators to ensure compliance to model governance framework and timely closure of validation findings.* Engage with auditors and regulators to ensure compliance with relevant requirements.* Engage with various stakeholders to develop analytical solutions using model outputs in credit decisioning, business strategies, allowance, and capital assessment.# **Job Requirements:*** Degree in Quantitative/Financial discipline, such as Accounting, Finance, Economics, Mathematics or Computer Science.* Working experience in credit analysis/modelling or credit risk management of Consumer, Small Business and/or Wholesale portfolios.* Analytical and independent thinker with strong written and verbal communication skills.* Ability to interact and communicate effectively with senior management.* At least 3-5 years / 5-7 years of relevant experience in a related area for Senior Analyst / Lead Analyst respectively.* Strong computational skills with an experience in handling data and performing quantitative analysis.* Good understanding of Basel III, IFRS regulations and credit products.# # **What we offer:**Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.### Collaboration & Teamwork*If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!*