AML Specialist - MY

OSL; Kuala Lumpur; On-site; MYR 368,248 - 531,914; Full time

Job summary

OSL, a Hong Kong-based, SFC-licensed digital asset platform, is seeking an experienced Senior AML Specialist to safeguard the firm's financial integrity. You will manage outsourced L1 operations, conduct QA, and lead complex L2/L3 investigations across fiat and digital asset flows.

You will draft SARs/STRs for MLRO, perform enhanced due diligence on high-risk clients, and serve as the bridge between operations, fraud risk, and compliance.

Qualifications

• Minimum 5+ years in AML investigations, financial crime, or transaction monitoring, preferably Senior or L3.
• Experience in Capital Markets, Securities, Brokerages, Fintech, or Digital Asset Exchanges.
• Deep knowledge of Hong Kong AMLO framework, SFC compliance standards, and drafting STRs for FIU.
• Familiarity with transaction monitoring systems and blockchain analytics tools is advantageous.
• Exceptional investigative writing skills in English; ability to synthesize complex data into clear narratives.
• Fluency in English; Cantonese/ Mandarin proficiency is highly beneficial.
• CAMS (Certified Anti-Money Laundering Specialist) or equivalent preferred.

Responsibilities

• Oversee outsourced L1 TM operations and monitor SLAs and alerts.
• Perform QA reviews of L1-cleared and closed TM alerts; ensure robust maker-checker process.
• Utilize blockchain analytics tools to track wallet flows and cross-border fund movements.
• Lead L2/L3 investigations and draft high-quality internal SARs/STRs for MLRO escalation.
• Conduct Enhanced Due Diligence on high-risk clients, complex structures, and PEPs.
• Handle RFIs from correspondent banks and LEAs with timely, compliant responses.
• Assist in drafting, updating, and standardizing SOPs across entities and lines.

Skills

AML investigations

Financial crime

Transaction monitoring

Narrative excellence

English writing

CAMS certification

Language skills (Cantonese/Mandarin)

Tools

Chainalysis

TRM Labs

Elliptic

Job description

OSL is the first SFC-licensed digital asset platform in Hong Kong and a PayFi innovator. Through stablecoin payments, cross-border settlement, and global licensing, we are building the next-generation payments network. As a regulated pioneer with a startup mindset, we shape compliant, global payment infrastructure. We welcome builders who are passionate about financial crime compliance, risk management, and the future of digital assets to join our growing global team.

Role Overview

We are seeking an experienced and analytical Senior AML Specialist to safeguard the firm's financial integrity by managing outsourced AML operations, conducting rigorous Quality Assurance (QA), and leading Level 2/3 investigations into complex suspicious activities across both fiat and digital asset transaction flows. You will act as the critical bridge between L1 operations, fraud risk, and the Money Laundering Reporting Officer (MLRO), ensuring all processes meet regulatory standards.

Key Responsibilities

• Vendor & L1 Operations Oversight: Manage the day-to-day operations of the outsourced L1 Transaction Monitoring (TM) team. Track performance metrics and Service Level Agreements (SLAs), ensuring alerts are cleared accurately and efficiently.
• Quality Assurance (QA) & Checker: Conduct QA reviews on L1-cleared and closed TM alerts. Verify that the "maker-checker" mechanism is robust, preventing false negatives and ensuring well-documented rationales.
• Blockchain & Crypto Analytics: Utilize blockchain intelligence tools (e.g., Chainalysis, TRM Labs, Elliptic) alongside traditional fiat ledger reviews to track multi-jurisdictional wallet flows and high-volume cross-border fund movements.
• L2/L3 Investigations & SAR Drafting: Act as the Level 2/3 escalation point for complex suspicious cases originating from internal teams (e.g. L1 and L2 Operations, Fraud, Front Office). Conduct deep-dive investigations and draft high-quality internal Suspicious Activity Reports (SARs/STRs) for escalation to the MLRO.
• Enhanced Due Diligence (EDD): Conduct comprehensive EDD reviews on high-risk clients, complex corporate structures, and Politically Exposed Persons (PEPs) to mitigate reputational and financial risks.
• Regulatory & LEA Inquiries: Act as the point of contact for handling Requests for Information (RFIs) from correspondent banks and Law Enforcement Agencies (LEAs). Ensure prompt, accurate, and legally defensible responses within statutory deadlines.
• Policy & SOP Governance: Assist in drafting, updating, and standardizing Standard Operating Procedures (SOPs) across different entities and business lines. Ensure workflows are streamlined and compliant with internal Service Level Agreements (SLAs).

Requirements & Qualifications

• Experience: Minimum 5+ years of dedicated experience in AML investigations, financial crime, or transaction monitoring, preferably holding a Senior or L3 title.
• Sector Background: Proven track record working within Capital Markets, Securities, Brokerages, Fintech, or Digital Asset Exchanges. (Outsourced senior vendor specialists from major compliance BPOs handling exchange operations are highly encouraged to apply.)
• Regulatory Knowledge: Deep, hands-on knowledge of Hong Kong’s AMLO framework, SFC compliance standards and extensive experience drafting and submitting STRs to the FIU.
• Analytical Tools: Familiarity with transaction monitoring systems and blockchain analytics platforms is highly advantageous, though an elite investigative mindset developed in traditional finance is equally valued.
• Narrative Excellence: Exceptional investigative writing skills in English, with the ability to synthesize complex transaction data into clear, concise, and highly professional case narratives.
• Language Skills: Fluency in English is required; professional proficiency in Cantonese or Mandarin is highly beneficial.
• Certifications: CAMS (Certified Anti-Money Laundering Specialist) or aka equivalent regional compliance certifications is highly preferred.

Vision & Mission

• OSL is the first SFC-licensed digital asset platform in Hong Kong and a PayFi innovator. Through stablecoin payments, cross-border settlement and global licensing, we are building the next-generation payments network. Stablecoins have become everyday money across emerging markets and are widely viewed as blockchain’s “killer app,” with industry focus shifting from token issuance to real-world consumer and enterprise payment adoption. The strongest growth lies in cross-border B2B payments, where providers embedding stablecoins into corporate settlement flows can capture significant volume and float. Long-term defensibility comes from regulatory licences, banking partners and cross-border corridors.
• OSL holds or has acquired licences in Hong Kong, Japan, Australia, Bermuda and Indonesia, and is expanding into Europe, Brazil, Southeast Asia and Africa through acquisitions and licence applications. With OSL Pay and StableX, we embed stablecoin settlement into bank accounts and card networks, support 150+ digital assets and provide 24/7 fiat–stablecoin conversion. As a regulated pioneer with a startup mindset, we believe the future of payments will be driven by real adoption and scalable deployment, not technology narratives.. We welcome