Research Assistant/Analyst/Associate, Global Credit - Ratings and Monitoring

RBC Shared Services Malaysia; Malaysia; On-site; MYR 60,000 - 90,000; Full time

Job summary

A leading financial services provider in Malaysia is seeking an Analyst/Associate to assess credit ratings and manage credit risk in a collaborative team environment. Candidates should have 3-5 years of experience in credit risk or financial analysis, strong analytical skills, and proficiency in the MS Office Suite. This role offers competitive compensation and an opportunity for professional growth.

Benefits

Comprehensive Total Rewards Program

Flexible benefits

Competitive compensation

Development opportunities

Qualifications

• 3-5 years of experience in credit risk and/or financial analysis.
• Strong self-motivation and analytical skills.
• Ability to work effectively within a team environment.

Responsibilities

• Assess credit ratings and verify covenant compliance.
• Manage and monitor credit risk for assigned portfolios.
• Collaborate with business partners across teams.

Skills

Credit and analytical skills

Ability to assess financial statements

Communication skills

Teamwork

Knowledge in credit risk

Computer literacy

Education

Master’s degree (MBA, CFA, CPA)

Tools

MS Office Suite

Database software

Job description

What is the opportunity?

As an Analyst/Associate on the Ratings and Monitoring team, you will be responsible for assessing credit ratings of Capital Markets borrowers, verifying covenant compliance, monitoring company and industry developments and identifying key risk events. The role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication, Corporate Banking, Global Credit and other Capital Markets areas. This role also requires you to pay‑it‑forward, as such you are expected to coach and mentor junior risk analysts.

**** Please note: This role can be at an Analyst or an Associate level, depending on the incumbent's background and skillset.****

What will you do?

For the assigned portfolio, you will be responsible for:

• Various portfolios, including Investment Managers and diversified Corporates;
• Managing and monitoring credit risk, which includes identifying key credit events, reviewing / refreshing credit risk ratings at a minimum on an annual basis;
• Participate in team deliverable targets with respect to regulatory / audit requests;
• Ensure borrower’s compliance of terms and conditions of credit agreement;
• Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners;
• Conduct research, analyze financial statements and develop financial projection; and
• Collaborate cross‑teams and with our business partners.

What do you need to succeed?

Must‑Have

• Self‑motivated with a combination of strong credit and analytical skills
• Ability to critically assess financial statements and other client reports and draw reasoned conclusions
• Excellent verbal and written communication skills
• Ability to work effectively within a team environment.
• 3-5 years knowledge and experience in credit risk and/or financial analysis
• High degree of computer literacy: MS Office Suite, database software, and electronic tools for on‑line research

Nice‑To‑Have

• Academic background with a Master’s level accreditation: usually an MBA, CFA, CPA or other professional designation
• Experience with S&P, Capital IQ, Moody’s

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high‑performing team
• Opportunities to do challenging w