Personal Financing Consultant: Grow Loans & Manage Risk

RHB Banking Group; Penang; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading banking institution is seeking an Account Services Officer in Penang. The successful candidate will promote and sell personal financing products, ensuring compliance with regulations and providing excellent customer service. Candidates should have a diploma or bachelor's degree, ideally with 1–3 years in retail banking sales. Strong sales and communication skills are essential for success in this role.

Qualifications

• 1–3 years experience in retail banking sales or personal financing roles.
• Strong skills in sales, negotiation, and communication.
• Ability to analyze financial information and assess credit risk.

Responsibilities

• Promote and sell personal financing products to achieve targets.
• Assess creditworthiness of applicants and ensure compliance.
• Provide excellent customer service throughout the financing lifecycle.

Skills

Sales skills

Negotiation skills

Communication skills

Analytical ability

Self-motivated

Education

Diploma or Bachelor’s in any field

Finance / business / accounting background preferred

Tools

MS Office

Job description

A leading banking institution is seeking an Account Services Officer in Penang. The successful candidate will promote and sell personal financing products, ensuring compliance with regulations and providing excellent customer service. Candidates should have a diploma or bachelor's degree, ideally with 1–3 years in retail banking sales. Strong sales and communication skills are essential for success in this role.