Personal Banker Mortgage

RHB Bank; Pahang; On-site; MYR 60,000 - 100,000; Full time

Job summary

A financial institution located in Malaysia is seeking a sales professional focused on acquiring new mortgage loans and achieving specified sales targets. The role involves cross-selling MRTA products, maintaining relationships with developers, lawyers, and real estate agents, as well as ensuring compliance with regulatory requirements. Candidates should have a proven track record in meeting sales objectives and managing customer relationships effectively. This position emphasizes ethics and compliance in day-to-day operations.

Qualifications

• Proven ability to meet personal sales targets in mortgage loans.
• Experience in cross-selling MRTA products.
• Strong understanding of compliance regulations.

Responsibilities

• Acquire new mortgage loans and achieve assigned targets.
• Cross sell MRTA to achieve penetration rate.
• Deliver minimum sales productivity of 2.5 million per month.
• Service relationships with developers, lawyers, valuers, and real estate agents.
• Ensure compliance with internal policies and regulatory standards.

Job description

Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.

To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month.
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers