Personal Banker Mortgage

RHB Banking Group; Pahang; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading banking institution in Malaysia is looking for a sales professional focused on mortgage loans. The role includes achieving personal sales targets, cross-selling MRTA products, and maintaining compliance with internal and external regulations. Candidates should demonstrate a strong capability in managing client relations and achieving significant sales productivity. This position offers an exciting opportunity for proactive individuals striving for excellence in the banking sector.

Qualifications

• Proven ability to meet personal sales targets for mortgage loans.
• Strong skills in cross-selling MRTA products.
• Experience in compliance with credit policies and KYC regulations.

Responsibilities

• Responsible for achieving personal sales target for mortgage loans.
• Cross-sell MRTA and meet minimum penetration rates.
• Maintain productivity of 2.5 million in sales monthly.
• Enhance relationships with developers, lawyers, and real estate agents.
• Ensure compliance with internal policies and regulations.

Skills

Sales target achievement

Cross-selling skills

Compliance management

Job description

Primary Objective

Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.

To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target.
• To achieve MRTA penetration rate of 80%.

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month.
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers