Medical Underwriter Senior Executive

MCIS LIFE; Selangor; On-site; MYR 200,000 - 250,000; Full time

Job summary

A leading insurance provider in Malaysia is seeking a Medical Underwriter to assess life assurance risks, support junior underwriters, and ensure compliance with underwriting principles. Candidates should have experience in underwriting, strong communication skills, and a drive to make a meaningful impact. This role offers a chance to contribute to a high-performance culture focused on transforming attitudes and shaping mindset.

Qualifications

• Experience as a Medical Underwriter.
• Understanding of life assurance risks and underwriting principles.
• Excellent communication skills.

Responsibilities

• Assess life assurance risks using underwriting principles.
• Maintain and update the Underwriting Manual and SOPs.
• Support training of junior underwriters.
• Process policy amendments and verify information.
• Communicate decisions clearly to proposers and agents.

Job description

MCIS Life stays true to the essence of life and medical insurance; the idea that one person can make a difference in the lives of others. Our brand promise, #PeopleHelpingPeople, encapsulates that ethos. We cultivate trustworthy, caring, and respectful relationships with our customers. Motivated by their future security, we embrace a progressive mindset and innovative thinking. Through family‑minded insurance products, we forge a path toward a brighter tomorrow

Why Join Us?

Step forward and take charge of your career!

Roles & Responsibilities

• Assess life assurance risks in line with underwriting principles, using net retention, treaty limits, or facultative placement to safeguard the company’s financial interests.
• Maintain and update the Underwriting Manual and SOPs; ensure compliance with approved procedures.
• Support the training and development of junior underwriters in medical and financial underwriting.
• Ensure accurate data entry in the life core system and verify information matches proposal forms.
• Process policy amendments, verifying and re‑underwriting changes as necessary.
• Request additional medical or financial documentation to support sound underwriting decisions.
• Arrange medical exams as per underwriting requirements.
• Handle all correspondence professionally and promptly.
• Accept risks within authority limits; refer cases exceeding treaty limits to reinsurers.
• Communicate decisions and pending requirements to proposers and agents clearly and timely.
• Issue loadings/exclusions per guidelines, ensuring proposer consent and accurate system updates.
• Maintain the LIAM sub‑standard and ACID databases.
• Review and provide feedback to other departments on underwriting‑related matters.
• Ensure policies reflect accurate customer data and purchased benefits.
• Provide courteous service to all stakeholders, including internal teams, agents, and policyholders.
• Participate in industry training and stay updated with best practices.
• Recommend process improvements and updates to guidelines based on industry trends.
• Perform other duties as assigned by the superior.

Join MCIS Life: Make a Meaningful Impact

Join MCIS Life for a rewarding career where you can make meaningful impact on the lives of others. We are seeking driven individuals who are eager to contribute to our high‑performance culture through our S.A.A.T. strategy, encapsulated in our motto: ‘Every Second Unlocks a New You: Transforming Attitudes and Shaping the Right Mindset.’

Job Application Questions

• How many years’ experience do you have as a Medical Underwriter?
• Which of the following statements best describes your right to work in Malaysia?
• What’s your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years’ experience do you have as an underwriter?
• How many years’ experience do you have in the insurance industry?
• How much notice are you required to give your current employer?
• How would you rate your Mandarin language skills?

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If our mission and your mission are aligned, please apply: https://www.mcis.my/about-us/career