Loan Consultant

Jobstreet Malaysia; Kuantan; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services company in Kuantan is seeking a motivated individual to consult clients on their financial needs related to personal loans. The role involves recommending suitable loan packages, explaining loan terms, and assisting clients throughout the application process. Ideal candidates should possess a diploma or degree in relevant fields and demonstrate strong communication and sales skills. This position offers a friendly environment with a basic salary plus commission potential exceeding RM10,000.

Benefits

Basic + Commission structure

Friendly working environment

Qualifications

• Experience in loan sales or banking insurance is preferred.
• Fresh graduates are welcome to apply.

Responsibilities

• Consult clients to understand their financial needs and loan requirements.
• Recommend appropriate personal loan package.
• Explain loan terms, interest rates, repayment structures, and associated fees clearly.
• Assist clients in preparing and submitting loan applications.
• Evaluate client financial information like income and credit history.
• Ensure all applications comply with regulatory, legal, and company policies.
• Maintain strong relationships with clients, agents, and referral partners.
• Meet or exceed monthly sales and approval targets.
• Keep accurate records of client interactions and loan statuses.

Skills

Strong communication and interpersonal skills

Sales-driven

Good negotiation and persuasion abilities

Ability to work independently

Education

Diploma or Bachelor’s degree in Finance, Business, Banking, or related field

Job description

Consult clients to understand their financial needs and loan requirements

Recommend appropriate personal loan package

Explain loan terms, interest rates, repayment structures, and associated fees clearly

Assist clients in preparing and submitting loan applications and required documentation

Evaluate client financial information (income, credit history, debt obligations)

Ensure all applications comply with regulatory, legal, and company policies

Maintain strong relationships with clients, agents, and referral partners

Meet or exceed monthly sales and approval targets

Keep accurate records of client interactions and loan statuses

Key Responsibilities

• Consult clients to understand their financial needs and loan requirements
• Recommend appropriate personal loan package
• Explain loan terms, interest rates, repayment structures, and associated fees clearly
• Assist clients in preparing and submitting loan applications and required documentation
• Evaluate client financial information (income, credit history, debt obligations)
• Ensure all applications comply with regulatory, legal, and company policies
• Maintain strong relationships with clients, agents, and referral partners
• Meet or exceed monthly sales and approval targets
• Keep accurate records of client interactions and loan statuses

Requirements & Qualifications

• Diploma or Bachelor’s degree in Finance, Business, Banking, or related field
• Experience in loan sales, banking insurance (preferred)
• Fresh graduate are welcome to apply
• Strong communication and interpersonal skills
• Sales‑driven with good negotiation and persuasion abilities
• Ability to work independently and manage multiple cases simultaneously

Work Environment

• Friendly environment
• Basic + Commission structure (can earn more than RM10,000)

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