Hybrid Credit Analyst, Corporate Banking (Financial Institution Group)

AmBank; Kuala Lumpur; Hybrid; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a Hybrid Credit Analyst for Corporate Banking. The role includes rigorous credit assessments, periodic reviews of corporate accounts, and ensuring compliance with credit policies. Candidates should possess a Bachelor's degree in a related field and significant credit experience in Corporate Banking, preferably 8 years for Sr Manager and 4-5 years for Manager positions.

Qualifications

• Minimum of 8 years credit experience in Corporate Banking for Sr Manager position.
• At least 4-5 years credit experience in Corporate Banking for Manager position.
• Strong analytical skills and legal documentation knowledge.

Responsibilities

• Conduct rigorous corporate credit assessments and prepare credit proposals.
• Perform periodic reviews on a portfolio of corporate accounts.
• Ensure compliance with credit risk policies and regulatory guidelines.

Skills

Credit analytical skills

Legal documentation assessment

Market awareness

Education

Bachelor's Degree in Economics / Business / Finance or related

Professional Credit Certification (AICB) or equivalent

Job description

Overview

Hybrid Credit Analyst, Corporate Banking (Financial Institution Group): Undertake rigorous corporate credit assessment entailing preparation of credit proposal for new applications and additional exposure, with accurate recognition and assumption of risks by the Bank.

Perform periodic reviews on a portfolio of large corporate accounts to identify emerging credit deterioration and recommend remedial action, if any.

Maintain market awareness to be vigilant of trends affecting existing and future credit exposure, including regulatory and policy changes.

Ensure compliance with the Bank’s credit risk underwriting policies and other internal policies, regulatory guidelines and operating procedures.

Attend to financing / security documentation.

Job Requirements

• Bachelor's Degree in Economics / Business / Finance or a related discipline from a recognized university; OR relevant professional qualifications (example; ACCA, CPA)
• Professional Credit Certification (AICB) or equivalent
• At least 8 years credit experience in Corporate Banking (Sr Manager).
• At least 4-5 years credit experience in Corporate Banking (Manager).
• Sound credit analytical skills.
• Good appreciation of legal documentation to identify areas which could present credit risks.