Head of Underwriting & New Business Strategy

FWD Insurance; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

FWD Takaful Berhad in Malaysia invites experienced underwriting professionals to lead risk management and operations in a dynamic takaful environment. You will localise and maintain underwriting policies for FWDIB and FWDT, ensure alignment with regulatory requirements and Shariah governance, and provide insights to pricing and product teams.

Your role oversees daily underwriting operations, drives process excellence, ensures data integrity, and maintains budget discipline while partnering with

Responsibilities

• Localise, maintain and implement the Underwriting Policy for FWDIB and FWDT.
• Align new business and underwriting with regulatory requirements and group standards.
• Exercise underwriting authority within defined manuals with escalation controls.
• Establish underwriting risk assessment frameworks and ensure consistency.
• Provide underwriting assumptions and portfolio insights to Actuarial and Product teams for pricing.
• Monitor industry trends and emerging risks to inform strategies.
• Provide senior management with insights and recommendations on underwriting performance.
• Prepare and present periodic reviews of underwriting experience and guidelines to governance committees.
• Ensure underwriting processes for FWDT are endorsed by the Shariah Committee where required.
• Act as Data Owner for sensitive health information, ensuring adherence to Data Privacy PDPA.

Job description

FWD Takaful Berhad in Malaysia invites experienced underwriting professionals to lead risk management and operations in a dynamic takaful environment. You will localise and maintain underwriting policies for FWDIB and FWDT, ensure alignment with regulatory requirements and Shariah governance, and provide insights to pricing and product teams.

Your role oversees daily underwriting operations, drives process excellence, ensures data integrity, and maintains budget discipline while partnering with