Financial Operations Associate (Team Lead) | Chargeback

YouTrip; Petaling Jaya; On-site; MYR 90,000 - 120,000; Full time

Job summary

A leading fintech company in Malaysia is seeking a Lead to oversee chargeback and financial operations. The ideal candidate has at least 6 years of experience in the fintech industry and strong knowledge of chargeback processes. Responsibilities include optimizing operational processes and managing the team. The role requires leadership potential, excellent communication skills, and a degree in Accounting or Finance. Competitive compensation is offered.

Qualifications

• At least 6 years of working experience, preferably in the financial or fintech industry.
• Demonstrated leadership potential with the ability to guide others.
• Self-motivated, adaptable, and open to learning in a fast-paced environment.

Responsibilities

• Oversee the team responsible for chargebacks, disputes, refunds, and financial operations.
• Develop and optimize operational processes to drive efficiency.
• Provide insights and recommendations to senior stakeholders.

Skills

Operational knowledge of chargeback processes

Leadership potential

Strong communication skills

Analytical thinking

Team collaboration

Education

Degree/Diploma in Accounting, Finance, or Economics

Job description

We Are

YouTrip is a Southeast Asian financial technology company dedicated to creating the next-generation of digital financial services for consumers and businesses. In 2018, we launched the region's first and leading multi-currency payment app.

With our consumer and corporate products, YouTrip and YouBiz, we empower users with the most affordable and convenient financial innovations. YouTrip is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS), and owns principal memberships and issuing licenses with two of the largest card schemes, MasterCard and Visa.

YouTrip has been recognised by industry experts, winning awards for FinTech Employer of the Year by MAS and Singapore Fintech Association (SFA), Most Innovative FinTech Company in Southeast Asia and Best SME Finance Management Platform from APAC Insider's 2023 Singapore Business Awards. We were also recently recognised as one of the Top Startups in Singapore by LinkedIn, further cementing our position as a leading fintech company in the region.

Our culture is entrepreneurial, open & inclusive, and teamwork-oriented. We are looking for talents with the aspiration to thrive in a rapidly growing business in the exciting FinTech space.

You Will

• Act as a Lead in Malaysia, overseeing the team responsible for chargebacks, disputes, refunds, and other financial operations processes
• Be hands-on in operations, especially in the initial phase — gaining a deep understanding of the end-to-end chargeback process, including submission to the network, documentation, and resolution handling
• Develop, optimize, and update operational processes to drive efficiency and consistency across markets
• Maintain and update operations dashboards and tracking systems to monitor team performance and key operational metrics
• Provide insights and recommendations to senior stakeholders to support decision-making and strategic initiatives
• Collaborate closely with cross-functional teams (Product, CS, Compliance, etc.) to ensure smooth operations and a seamless user experience

Requirements

• Have at least 6 years of working experience, preferably in the financial or fintech industry
• Possess strong operational knowledge of chargeback processes — from case submission to the network through to resolution and closure
• Demonstrated leadership potential, with the ability to take initiative and guide others toward shared goals
• Strong communication and interpersonal skills, able to collaborate effectively across departments
• Analytical and structured thinker, capable of identifying root causes and proposing practical solutions
• High level of integrity and professionalism, able to manage confidential and sensitive data with care
• Self-motivated, adaptable, and open to learning in a fast-paced, evolving environment
• Able to work both independently and as part of a team
• Degree/Diploma in Accounting, Finance, or Economics