Financial Accountant - Credit Risk Management

AMD; Penang; On-site; MYR 70,000 - 90,000; Full time

Job summary

A leading technology company in Penang is seeking a Financial Accountant specializing in Credit Risk Management. This role involves conducting financial analyses to support credit decisions, monitoring accounts, and preparing reports for leadership. Ideal candidates will possess a Bachelor's degree in finance or accounting, strong communication abilities, and proficiency with MS Office and SAP. Join a company that values innovation, teamwork, and career advancement opportunities.

Responsibilities

• Conduct detailed financial analysis of customer accounts to support credit approval decisions.
• Recommend credit limits based on financial health and payment history.
• Monitor overdue accounts and escalate high-risk customers.
• Prepare DSO and bad debt reports for Finance leadership.
• Support CECL assessments and recommend reserves.
• Negotiate payment plans with customers.
• Provide input for cash flow forecasts and credit exposure analysis.
• Assist in credit risk automation initiatives.
• Mentor junior credit analysts on credit policies and systems.
• Review transitions of credit portfolios and onboard new team members.

Skills

Attention to detail

Communication skills

Analytical skills

Problem-solving skills

Adaptability

Education

Bachelor’s degree in finance, accounting or equivalent

Tools

MS Office

SAP

PowerBI

Power Query

RPA

Job description

Financial Accountant - Credit Risk Management

At AMD, our mission is to build great products that accelerate next-generation computing experiences—from AI and data centers, to PCs, gaming and embedded systems. Grounded in a culture of innovation and collaboration, we believe real progress comes from bold ideas, human ingenuity and a shared passion to create something extraordinary. When you join AMD, you’ll discover the real differentiator is our culture. We push the limits of innovation to solve the world’s most important challenges—striving for execution excellence, while being direct, humble, collaborative, and inclusive of diverse perspectives. Join us as we shape the future of AI and beyond. Together, we advance your career.

THE ROLE

In this role, you will be responsible for various financial reporting and accounting processes.

THE PERSON

You are a results-oriented self-starter with excellent communication skills. You possess attention to detail and well-developed analytical and problem-solving skills. You have the ability to adapt to changing priorities and are comfortable with ambiguity.

KEY RESPONSIBILITIES

• Conduct detailed financial analysis of customer accounts to support credit approval decisions.
• Recommend appropriate credit limits and payment terms based on financial health, payment history, and business risk.
• Monitor overdue accounts and initiate escalation procedures for high-risk or non-responsive customers.
• Prepare and present DSO (Days Sales Outstanding) and bad debt reports to Finance leadership.
• Support CECL (Current Expected Credit Loss) assessments and recommend reserves or write-offs.
• Engage with customers to negotiate payment plans and resolve outstanding balances.
• Provide input for cash flow forecasts and credit exposure analysis.
• Assist in credit risk automation and system enhancement initiatives.
• Mentor junior credit analysts, providing guidance on credit policies, systems, and best practices.
• Review and approve transitions of credit portfolios and support onboarding of new team members.

PREFERRED EXPERIENCE

• Experience working in a similar role in the hi-tech industry.
• Advanced knowledge of MS office tools.
• SAP experience preferred.
• Experience in automation skill such as PowerBI, Power Query, RPA etc will be added advantage and highly valued.

ACADEMIC CREDENTIALS

• Bachelor’s degree in finance, accounting or equivalent.

LOCATION

Penang, Malaysia

Benefits offered are described:
AMD benefits at a glance.

AMD does not accept unsolicited resumes from headhunters, recruitment agencies, or fee-based recruitment services. AMD and its subsidiaries are equal opportunity, inclusive employers and will consider all applicants without regard to age, ancestry, color, marital status, medical condition, mental or physical disability, national origin, race, religion, political and/or third-party affiliation, sex, pregnancy, sexual orientation, gender identity, military or veteran status, or any other characteristic protected by law. We encourage applications from all qualified candidates and will accommodate applicants’ needs under the respective laws throughout all stages of the recruitment and selection process.