Executive, Credit Processing

AFFIN Group; Penang; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Malaysia, Penang, is seeking an individual to join their team for credit evaluation and document verification. The ideal candidate will assess credit proposals, ensure authenticity in the loan application process, and maintain effective communication with customers. This role offers an opportunity to contribute to the bank's asset quality while meeting borrower needs.

Qualifications

• Strong analytical skills to assess credit proposals.
• Attention to detail for verifying document authenticity.
• Effective communication skills to keep clients informed.

Responsibilities

• Evaluate credit proposals for quality and authenticity.
• Process and verify loan application documents.
• Keep customers updated on loan application status.

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

Provide credit evaluation, mitigation and recommendations to enable the decision makers to formulate well informed decisions with the objective to protect the Bank's assets quality and satisfy borrowers' need.

Accountabilities

• Evaluate and verify the quality of credit proposals submitted by marketing department before signing off for the relevant approving authority's decision within the stipulated time frame.
• Process, check and verify documents submitted for loan application and confirm the authenticity of the documents.
• Keep dealer / customer informed on the progress of loan application.
• Witness the execution of agreement and supporting documents if necessary.
• Ensure timely submission of reports.
• Act as authorized signatory.
• Undertake any other job functions as may be assigned by the Management from time to time.