Executive, Credit Administration (Disbursement) - 1 Year Contract

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 48,000 - 60,000; Full time

Job summary

A leading financial institution in Kuala Lumpur seeks an Executive for the Disbursement Operations team. This role involves managing the disbursement process, ensuring compliance with bank policies, and providing advisory support to stakeholders. A Bachelor's degree in Finance or related field and at least 1 year of relevant experience are required. Proficiency in Microsoft Office and good communication skills are essential.

Qualifications

• Malaysian citizen required.
• 1+ year experience in loan documentation or banking operations.

Responsibilities

• Manage disbursement process and ensure compliance.
• Issue instructions and track documentation status.
• Verify credit applications and monitor approval conditions.
• Maintain accurate customer data and liaise with stakeholders.
• Provide advisory support on credit operations.
• Monitor post-disbursement conditions and mitigate risks.

Skills

Written and oral communication skills

Proficient in Microsoft Office

Understanding of commercial banking products

Education

Bachelor’s degree in Finance, Accountancy, Banking, or equivalent

Job description

Overview

We're looking for an Executive to join our Disbursement Operations team. This role is essential for managing the entire disbursement process across our Peninsular Malaysia Business Units, ensuring the timely, compliant, and accurate release of funds. The successful candidate will be responsible for critical tasks from issuing instructions and tracking documentation to ensuring strict adherence to bank policies and safeguarding customer confidentiality.

This role reports to the Manager of Credit Administration.

Key Responsibilities and Accountabilities

Functional (job responsibilities)

• Manage the entire disbursement process, ensuring timely and compliant release of funds according to established standards.
• Issue Letters of Instruction, meticulously track documentation status, and monitor Condition Precedents to ensure strict compliance.
• Verify Credit Applications (CA) and Letters of Offer (LO), review Power of Attorney (PA) executions, and ensure all approval conditions and documentation align with bank policies before disbursement.
• Maintain accurate customer and facility data. Liaise effectively with solicitors, developers, and internal teams to ensure complete and accurate documentation.
• Provide expert advisory support on Credit Operations and Documentation, and efficiently resolve queries from internal and external partners.
• Continuously monitor post-disbursement conditions and cultivate strong relationships with Relationship Managers to identify and mitigate business risks.

Jobholder Requirements

• Malaysian citizen.

Education/Qualification

• Bachelor’s degree in Finance, Accountancy, Banking, Actuarial Science, Science & Mathematics, or an equivalent field.

Experience/Requirements

• 1 year and above experience in loan documentation unit or related banking operations.
• Good written and oral communication skills in English, and ability to work effectively with people at different levels.
• Proficient in Microsoft Office applications.
• Knowledge of commercial banking products and services as well as regulations governing commercial banking business and products is a plus.