Executive, Credit Administration

AFFIN Group; Seremban; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Negeri Sembilan is seeking a candidate for credit evaluation and loan processing. Responsibilities include verifying proposals from marketing, processing loan applications, and maintaining communication with customers regarding their application status. The role requires strong analytical skills and the ability to handle documentation effectively. Join us to make a difference in the banking sector.

Qualifications

• Experience in credit evaluation or risk assessment is preferred.
• Ability to work under pressure and meet deadlines.
• Strong analytical and decision-making skills.

Responsibilities

• Evaluate and verify credit proposals submitted by marketing.
• Process loan application documents and confirm authenticity.
• Inform dealers/customers on loan application progress.
• Witness execution of agreements and supporting documents.
• Ensure timely submission of relevant reports.

Job description

Overview

Create your future with Affin! You too can make a difference. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

Provide credit evaluation, mitigation and recommendations to enable the decision makers to formulate well informed decisions with the objective to protect the Bank's assets quality and satisfy borrowers' need.

Accountabilities

• Evaluate and verify the quality of credit proposals submitted by marketing department before signing off for the relevant approving authority's decision within the stipulated time frame.
• Process, check and verify documents submitted for loan application and confirm the authenticity of the documents.
• Keep dealer / customer informed on the progress of loan application.
• Witness the execution of agreement and supporting documents if necessary.
• Ensure timely submission of reports.
• Act as authorized signatory.
• Undertake any other job functions as may be assigned by the Management from time to time.