Credit Risk Analyst

Ingram Micro, Inc.; Petaling Jaya; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading technology distributor based in Malaysia is seeking a Credit Analyst. The role involves developing and implementing credit policies, analyzing customer credit risks, and resolving billing disputes. Ideal candidates are entry-level professionals with a bachelor's degree and keen analytical skills. This position offers an opportunity to start a career in credit management within a supportive team environment.

Qualifications

• Entry-level position requiring 0-2 years of experience in credit analysis.
• Broad theoretical knowledge typically acquired from advanced education.
• Standard policies and procedures to resolve straightforward issues.

Responsibilities

• Develop and implement credit policies and procedures.
• Analyze customer credit risks and make recommendations.
• Coordinate with departments to resolve billing disputes.

Skills

Credit analysis

Problem-solving

Data analysis

Education

Bachelor's degree or equivalent experience

Job description

Position Summary

Develops, recommends, and implements policies and procedures for investigating and evaluating new and existing customer credit-worthiness and extending or revoking credit lines/limits. Coordinates with internal departments to resolve billing disputes that may affect the ability to collect receivables. Reviews and makes recommendations regarding bad debt or write-offs. Investigates and analyzes credit risks, using available internet and credit agency tools and information. Recommends and implements credit extensions/revocations, and/or legal action where necessary. Develops and maintains relationships with outside credit agencies. Ensures procedures and internal controls are followed in compliance with Sarbanes‑Oxley initiatives.

What you bring to the role

• Entry‑level professional individual contributor on a project or work team. Work is closely supervised. Problems faced are not typically difficult or complex. Explains facts, policies and practices related to job area.
• Works on projects of limited scope and complexity. Follows standard practices and procedures in analyzing situations or data from which answers can be readily obtained.
• Uses company standard policies and procedures to resolve issues in which answers can be readily obtained. Work is reviewed regularly by supervisor or more senior peers.

Requires broad theoretical knowledge typically acquired from advanced education. Typically requires a four year college degree or equivalent experience and 0-2 years functional experience.