Credit Analyst III

Kimberly Clark Malaysia; Malaysia; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading consumer goods company in Malaysia is seeking a candidate for a credit analysis and collections management role. You will conduct extensive financial analysis, oversee debt collections, and improve processes. The ideal candidate has a degree in finance and 5+ years of relevant experience, along with strong analytical and negotiation skills. This position offers opportunities for mentoring junior team members.

Qualifications

• 5+ years in order to cash, preferably in a technical role.
• Experience in FMCG is advantageous.
• Proficient in digital tools.

Responsibilities

• Conduct in-depth analysis of clients’ financial statements.
• Oversee the collection of outstanding debts.
• Identify and implement process improvements.
• Train and mentor junior analysts.

Skills

Analytical skills

Communication skills

Negotiation skills

Education

Bachelor’s degree in finance, accounting, or a related field

Tools

SAP systems

Advanced Excel skills

Job description

Role Overview & Primary Accountabilities

Credit Analysis & Collections Management

• Conduct in-depth analysis of clients’ financial statements to assess creditworthiness and recommend credit limits
• Oversee the collection of outstanding debts, ensuring timely payments and managing delinquent accounts
• Evaluate and mitigate credit risks to minimize financial losses
• Drive low receivables overdue and working capital opportunities

Technical support

• Provide technical support and guidance on related sales distribution modules and credit/collections module eg FSCM

Process Improvement

• Identify and implement process improvements to enhance efficiency and effectiveness in receivables, credit and collections operations
• Analysis and reporting to drive information and initiative for improvement

Training and Mentoring

• Train and mentor junior analysts and other team members on best practices and technical tools

Essential Requirements

• Educational Background: A bachelor’s degree in finance, accounting, or a related field
• Experience: Typically, 5+ years in order to cash, with experience in a technical role. FMCG commercial experience is advantageous
• Technical Skills: Proficiency in digital tools, SAP systems, and advanced Excel skills
• Soft Skills: Strong analytical, communication, and negotiation skills