Credit Analyst

Tokyo Century Capital (Malaysia) Sdn Bhd; Kuala Lumpur; On-site; MYR 50,000 - 70,000; Full time

Job summary

A financial services firm in Kuala Lumpur is seeking a Credit Assessment Officer with at least 2 years of experience in lending procedures. The role involves preparing financing applications, evaluating creditworthiness, and ensuring compliance with applicable laws. Candidates should have strong analytical skills, management abilities, and a degree in a relevant field. Proficiency in English and Bahasa Malaysia is essential, with Mandarin and Japanese as advantageous skills.

Qualifications

• Proven 2 or more years work experience as a Credit Assessment Officer, Loan Officer or similar role.
• Hands-on experience with lending procedures and products.
• Ability to create and process financial spreadsheets.

Responsibilities

• Preparing & processing financing applications and annual reviews for submission.
• Reviewing credit applications of marketing personnel when needed.
• Evaluate creditworthiness and review the risks of applications.

Skills

Analytical skills

Time management

English proficiency

Bahasa Malaysia proficiency

Education

BSc in Accounting, Business, Banking and Finance, Economics or related field

Job description

Responsibilities

• Preparing & processing financing applications and annual reviews for submission to the Credit Manager & higher authority
• Reviewing credit applications of marketing personnel when needed
• Able to assess company credit data & analyse the financial status
• Evaluate creditworthiness and review the risks of applications
• Any other tasks as required by Credit Manager &/or management

Requirements

• Proven 2 or more years work experience as a Credit Assessment Officer, Loan Officer or similar role
• Hands‑on experience with lending procedures and products.
• Should have a good understanding of lending procedures while complying with the law.
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Good in time management
• BSc in Accounting, Business, Banking and Finance, Economics or related field
• Written & oral abilities in English & Bahasa Malaysia. Mandarin & Japanese would be an added advantage.